Financial Help For Pregnant Women And Single Moms

Last Updated on August 31, 2023 by Lori Pace

There is a variety of financial help and grants for pregnant women and single moms. It is essential to know for which grant you need to apply. So, there is no need for single mothers to go unassisted.

How Do You Apply For Financial Help For Pregnant Women And Single Moms?

You can apply for most grants online as information is abundant with contact details.

Here is some helpful information to work on your future to a better financial situation. However, you will need to submit an application letter to reinforce your application.

Government Or Federal Financial Help For Pregnant Women

These are programs funded by the Federal Government. But you can still go through your State Health Department or an agency.

Women, Infants, And Children Program (WIC):

  • WIC supplies healthy food and education
  • Screening services, with referrals to other agencies when needed
  • Women are eligible throughout their pregnancy
  • Women are still eligible up to one year after pregnancy if still breastfeeding
  • If not breastfeeding, women are eligible for up to six months after pregnancy
  • This grant supplies vouchers, check, or electronic cards for the purchase of healthy foods
  • Women are eligible if their income is at or below 185% of the U.S. Poverty Income Guidelines. Also, if they meet the WIC requirements
  • If you or any family member is already a part of another benefit program, you will qualify automatically

Pregnancy Medicaid:

  • State-administered program
  • Provide health services
  • Requirements differ from state to state for Medicaid programs.

Temporary Assistance For Needy Families (TANF):

  • Funded but not administered by the state
  • Help women financially while assisting them in finding a job to support themselves
  • Pregnant women can use the money for buying food, clothes, housing, utilities, and medical supplies
  • Families with children are eligible
  • Women in their last three months of pregnancy are eligible
  • The requirements of each state differ. It is best to contact your Medical Office

Supplemental Nutrition Assistance Program (SNAP):

  • Assists low-income or no-income families to buy groceries
  • One person or a group of people who buy and cook food together are considered a household. 
  • However, the requirements differ from state to state.
  • Also, you need to be close to the Federal Poverty Line to qualify

College Grants

In short, College Grants offer a world of opportunities for single mothers applying for scholarships.

Talbots Women’s Scholarship Fund

  • The Talbots Charitable Foundation runs this scholarship. 
  • Only the first 1000 applicants are accepted 
  • The Scholarship will accept only five women. 
  • A requirement is that the applicant has finished high school. 

American Association Of University Women (AAUW)

  • This program offers single mothers grants, financial awards, and fellowship opportunities.
  • There are services throughout the country. 
  • So, for more information, have a look at their website.

Scholarships For Moms

  • Single or married women who are pregnant are eligible to apply
  • Women receive up to $10 000 in money to apply for higher education and scholarships
  • Moreover, you can complete the applications online

Financial Help For Pregnant Women

Financial Help For Pregnant Women

Financial Help For Pregnant Women From Religious Charities:

  • Some religious organizations help with pressure to help women avoid abortions
  • Help women who want to carry the baby to full term
  • They might also supply clothes and baby items

For example:

  • Pregnancy Resource Centers help to locate local financial support within the communit 
  • Catholic Charities offer counselling and adoption services within their community.
  • Adoption Agencies often help with financial assistance if you are willing to put your baby up for adoption. Moreover, sometimes the adoptive parents offer financial support.

Housing Grants

Section 8 Housing:

  • Also known as the Housing Choice Voucher Program
  • Help with rental expenses
  • The Department of Housing and Urban Development (HUD) manages the program.
  • They pay a subsidy on your behalf to your landlord
  • However, you are responsible for the difference between the subsidy and the total rental amount due

Rental Help For Low-Income Rural Families:

Energy Bill Assistance:

  • Low Income Home Energy Assistance Program (LIHEAP
  • Contact them directly on 202-401-9351
  • Program assists families nationwide

Business And Small Business Grants

Business and small business grants are available to all pregnant women. So, the Amber Grants for Women can be used for start-up capital, paying off loans, or applying for a business loan. This organisation will also help provide information about grants, share reports, and create content to help female business owners. 

Moreover, there is a monthly Amber Grant. At the end of each month, a winner will win $10,000 for that month. The others will be awarded $1,000 each for that month. There is an annual Amber Grant for women. At the end of December, the community will vote online. The winner will then get the $35 000 in total.  

The National Association for the Self-Employed Growth Grants (GASE) will assist women with expert advice for business needs, health, home, and personal needs. They will help with optional benefits such as savings plans and accident insurance. There are strict requirements and responsibilities if your application is approved. 

Minority Grants

In short, Minority Grants helps pregnant women who come from more minor demographic backgrounds. 

United Negro College Fund (UNCF)

  • This program is aimed at African-American women
  • Funds are provided for attending college or working towards a higher education degree.
  • You can find more information on the UNCF website.

Julianne Malveaux Scholarship

  • Aimed at helping pregnant women in the African-American community
  • For women who are already in their second or third year of higher education studies
  • Also, women who are studying journalism, economics, public policy, and other related fields are eligible

Enterprising Women of Color (EWOC)

The EWOC is a minority business development agency.

  • Only federal agencies focused on growth and the global fight for minority businesses. 
  • There are various programs offered to cater to different business needs. 
  • There is also a support system that understands pregnant women’s needs in the business world.

Personal Grants

Free Health Care Programs

  • Health Resources and Services Administration 
  • Free health care is offered in all 50 states
  • The guidelines are available online 
  • To apply for medical aid can be as easy as finding a clinic that qualifies 
  • However, there are a few forms to fill out

Dental Care

Daycare Or Childcare Grants

Childcare Grants

So, child care is one of the most significant expenses families are faced within the monthly budgets. 

Child Subsidies And Vouchers

  • In short, affordable daycare services 
  • To qualify you, need to be employed, go to school, enrol in an approved job training program.
  • This program covers a portion, and you are responsible for the difference 
  • Call 800-424-2246 to find out of you qualify

Government Programs (ChildCare.Gov) offered:

  • Variety of financial assistance programs to help pay for child care
  • Child care subsidies are programs that assist families with funds for a state-run child care subsidy program. The program helps low-income families pay for child care.
  • Head start and early start programs help children prepare for school. It aids in preparing their mental, social, and emotional health.
  • State-funded prekindergarten programs assist children between ages 3 and 5 years old. The main focus is on early education and preparing the child for school. Moreover, it can be offered on a low or no-cost basis.
  • Military fee assistance programs offer free child care if the parents are in the military.
  • Help for high school students is offered in a few states. They assist children who need to finish high school. 
  • College or university child care can offer special discounts to students, faculty, and staff who need financial assistance.
  • Employer-assisted dependent care is offered through employers who help employees put a portion of their salary into a child care fund. This money is not taxed but can only be used for child care. The human resources department will have the relevant information.
  • Other employer resources are when child care is offered on-site by the company. Your employer might know about child care programs in your area.

Local Providers With Specific Assistance And Discounts

  • Sliding fee scale: the family can pay a rate based on their income. They might offer payment plans.
  • Local assistance and scholarships: local nonprofit organizations and individual child care providers can offer fee assistance and scholarships. Ask your child care resource and referral agency and any other providers you might consider about this assistance and scholarships. 
  • Sibling discount: specific child care programs offer discounts for families that enroll siblings into the same institution. They might take a portion of the monthly rate off. They might wave the registration fee or other fees. If you need assistance with more than one child, ask for help.

Financial Help For Pregnant Women Is Essentials

There is a lot of financial help and support for pregnant women. The important thing is to find a program that works for you. It is essential to meet the requirements before applying to any program. They are mostly online for ease of application. 

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Lori Pace
Lori Pace

Lori Pace is a single mother of three daughters ages 7 and under. As a working mom from home, she balances kids, work and two crazy dogs with humor and love. Follow Lori as she honestly gives tips and advice based on her own experiences as a single mom!