Government Hardship Grants Provide Fast Cash

Last Updated on January 22, 2024 by Lori Pace

The Covid Pandemic threw many into debt. However, you aren’t left to fend for yourself and your family. There are many grants available throughout the U.S. to HELP YOU. The Government Hardship grants are supposed to help you get fast cash to pay off your bills. Some do not understand the processes that these grants take.

Continue to look through the ones below to find one that will suit your needs. 

How to Find Government Hardship Grants for Me?

First, you’ll need to know what type of grant suits your needs from there. You can easily apply through that grants department or its organisation. E.g., If you are unemployed, you can apply for unemployment benefits. Ideally, this would be a method to get you back to YOUR GLORY. These you can use through your local governments and some private organizations. 

These can include:

  • Bill payments
  • Food
  • Training and certificates to find work

Each grant will have its application process. So, applicants can usually track the application for these grants. 

1. Government Hardship Grants for Single Mothers:

Single mothers should be the head of their households or single earners in the family. The government hardship grants were established to ensure that the necessary mothers get help in all possible ways. Often this grant will help them find:

  • additional grants
  • NGO’S
  • non-profits 
  • etc.

In addition, some single mothers find help through:

  • HeadStart
  • Salvation Army


Headstart dedicates itself to taking care of single mothers. In a collaborative effort with a governmental agency, this will mean that they will take care of them. 


This organization is dedicated to helping with any adverse effects on one’s family. They also strive to put mothers back to health when they stumble or struggle.

Moreover, Headstart keeps ugly sentences such as:

  • “I need money.”
  • or “I can’t pay for my child’s medical care.”
  • and “I have some loose change in my bag.”


Salvation Army

Headsmart is not the only collaborative effort there for your support.

Some state’s services offer over city, county, and state control. This can be due to distance or population, but it is there for your benefit. In the emerging family era of single motherhood often single mothers have no one to help them with child support.

Most states have their financial aid schemes to ensure that they take care of single mothers. This would be any mothers in the low-income area or due to other financial strains. 


You can benefit from these grants and hardship grants for single mothers or single-parent households.

2. Government Hardship Grants for Unemployed

If you have exhausted your jobless benefits and you need a spare wheel to run the vehicle of your life. Ideally, it would be best to get a new job at that time, but sometimes it does not happen that quickly. That’s why you have other options like finding an organization that helps you in need or applying for extensions of benefits. In the end, you can re-submit for the benefit year. And you can start receiving it again after re-submitting and claiming.

Emergency Unemployment Compensation

This compensation is meant to be an emergency grant supplied by your federal government to your state. This grant is available for those who exhausted their unemployment benefits.

 This program is generally automatic. If you do not receive any compensation, you can visit the office for your eligibility for an extension. However, if you do not immediately qualify, you can always reapply! 

Resubmitting your unemployment benefits can only be done once every financial year. You can do this through your government’s unemployment website or call the unemployment hotline for your state.


  • Eligibility is subject to your income threshold for your financial year.
  • Check this before submitting(or resubmitting) your application
  • This threshold limit is the amount you have earned in the last four or five quarters.

Besides, there are grants for unemployed people to go back to school. So, if you are considering this options, check out our page for more grants!

Government Financial Hardship Grants for Veterans

Adjusting to civilian life can be difficult for some veterans. That is why there are specific grants meant for veterans. In the U.S, there are many grants to help support THE TROOPS.

Here is just a list of a few grants to help veterans;

  • The Armed Forces Foundation
  • USA Cares
  • Modest Needs Organisation
  • Salute Heroes
  • Military Scholarships
  • Folds of Honor
  • Rebuild Hope
  • Hope for the Warriors
  • Operation Family Fund

All the above organizations are non-profit and national charity organizations. They, too, have their eligibility criteria to receive financial assistance and benefits. You would need to fill in applications and submit any necessary documents.

Government Hardship Grants for College Students – FREE MONEY

Life as a student has become increasingly more difficult. However, higher education is often the best way to secure a fruitful future.

Each University will have its own scholarships, with its own criteria. Scholarships are a blessing for struggling students who can’t afford the fees of current universities. 

To enquire about your University’s scholarships and bursaries, you must visit your student affairs office. They will be able to give you information on your eligibility for bursaries and scholarships. 

There are also scholarships available for:

  • Graduate students studying post-graduate programs
  • Single mothers
  • Women 
  • Insome instances, scholarships for minorities

In some cases, the scholarships will be awarded to the highest performing students and the most qualified. They should help cut down your tuition and other expenses such as textbooks and housing.

EVERY UNIVERSITY WILL HAVE ITS OWN DEADLINES AND REQUIREMENTS. The best way to cut down on your student fees is by researching all your surrounding universities and finding ones that suit your financial needs. 

Useful sources for people without work needing financial help

The rising unemployment rate is a growing problem for everyone. In response to the needs of the people, organizations have emerged. Students who have just finished their studies or are soon to can get vocational jobs. These are jobs in their field of study which offer paid internships for students. 

Dual Vocational Training is when you work while training. This applies to jobs such as tradesmen and handypersons.

Government grants are offered to nonprofits, schools, colleges, and hospitals. Such grants will bring you FAST CASH. You can use this to help you with your:

  • Household
  • Pay for programs
  • Help begin a small business
  • Helps struggling families manage daily expenses

Whether you need a grant for travelling, mortgage, utility bills. These won’t be given to those with consumers with debt. Other quick grants such as these will help with the struggles; the government will help with:

  • Help in paying bills and utilities.
  • Housing grants for low-income families
  • Loans and grants
  • Grants for free cars for low-income families
  • Down-Payment assistance
  • College student grants and scholarships
  • Unclaimed funds
  • Personal Grants
  • Money for child care
  • Tax credit help for healthcare insurance

Hardship grants for SENIOR CITIZEN

Seniors, too, are covered by your government. Some senior citizens don’t even know they are eligible for some of these grants. The federal government offer these specific grants for senior citizens under many national programs. They provide grants through various programs or give your aid to the state governments. This is to ensure a HIGHER STANDARD OF LIVING. One such organization is Colombia Mayor.

Again this is to avoid those phrases:

  • “I’m struggling again.”
  • “I can’t afford this place.”
  • “Can you pay for this?”

Citizens from 54+ can apply for these federal government grants for senior citizens.


Block Grant

The Block Grant is granted by the Housing and Urban Department(HUD). It has been implemented since 1974 to help families in need.

To be eligible for this grant, you must:

  • Have a low-moderate income to a low income for your community. Your HUD will decide that.
  • Those who use this grant must use at least 70% of it to support others with a low-moderate income.

Unfortunately, the amount for the grant is specific to each applicant. Issued grants are dependent on the poverty level, population, overcrowded housing, housing age, population growth. This is all dependent on your state and its metropolitan requirements. You can apply through your local government HUD.

Lori Pace
Lori Pace

Lori Pace is a single mother of three daughters ages 7 and under. As a working mom from home, she balances kids, work and two crazy dogs with humor and love. Follow Lori as she honestly gives tips and advice based on her own experiences as a single mom!