Housing Assistance In Alabama For Single Moms

Last Updated on September 1, 2023 by Lori Pace

We know what it is like to be a single mom trying to find affordable housing that will provide security and comfort for her children. Alabama offers state housing assistance programs and grants, especially for single moms. This article will provide some helpful resources for single mothers living in Alabama.

Housing Financial Assistance In Alabama

Habitat for Humanity

Habitat for Humanity is an organization that aims to provide shelter for the homeless and eliminate poverty housing for low-income families. They use donations and volunteers to build livable homes. You can use the Habitat house at no interest for low-income households or homeless persons. You must have a safe and affordable house to become a Habitat homeowner.

USDA Rural Development

There are programs for single and multi-family homes, which single mothers can use. These programs reduce the cost of homeownership in low and moderate-income families.

Alabama Housing Finance Authority

AHFA’s mission is to provide housing and rental aid for Alabamians. AHFA focuses on housing for families with low or moderate incomes. There are three types of programs they offer: ServiSolutions, homeownership and rental. Latynda, a single mother of two children, is one of the beneficiaries of AHFA. Their house was set on fire, and they were left without a place to call home. Lucky for her, she was able to find a Sunrise Village home to live with her sons and daughter.

The Alabama Section 8 Housing

Housing Choice Voucher, or the section 8 housing program, is a program that offers financial assistance in the form of vouchers for single and married people. You can use a voucher program to pay your rent or mortgage. Federal grants and HUD provide the funds. The income of the family must be below 30% of the area’s median income to be eligible. This should be considered, however, as housing assistance is not available at all, and funding is limited.

State-Sponsored Housing

This program, which is similar to the Department of Housing and Urban Development’s housing program for single mothers and children, is managed by individual states to provide housing assistance. Single mothers and their children can find affordable and secure housing through state-sponsored housing.

World Young Women’s Christian Association

Permanent Housing for Single Women with Children

Young Women’s Christian Association

The housing consists of 14 furnished apartments with two bedrooms in downtown Birmingham. The apartments include a refrigerator, stove, microwave, stove private bathrooms with toilets and sinks, as well as a bathroom. You must meet the requirements for permanent housing by being a single mother or a single woman over 19 years of age and not having a male child under 12 years. Send an email to housing@ywcabham.org to apply for permanent housing

Transitional Housing for Single Women with Children

This is a two-bedroom, partially furnished apartment located in Downtown Birmingham. The apartment comes with a stove, fridge, microwave, stove a private bathroom with a toilet, sink, and shower. You must be homeless because of domestic violence, stalking, or dating violence. Send an email to housing@ywcabham.org to apply for transitional housing.

Emergency Housing Assistance In Alabama

Alabama Emergency Management Agency

AEMA’s mission consists of supporting residents and their communities to create a society of preparedness through comprehensive Emergency Management (EM). They provide housing assistance, as well as education and training. They provide direct services or financial assistance to their citizens through “The Individual and Household Program”. Financial aid is available up to $33,000.

Federal Emergency Management Agency

FEMA assists people after major disasters. FEMA provides financial and other services through the “Individuals and Households Program (IHP) to those who are unable or unwilling to pay for their essential expenses and urgent needs.

Hardest Hit Alabama

HHA is a program that prevents foreclosure. HHA was established in 2008 by the Emergency Economic Stabilization Act of 2008. It is a program that helps families avoid foreclosure. Financial aid can be up to $30,000 for each program. You can receive financial aid up to $60,000. If you are a homeowner and only participate in one program component, you will be eligible for financial aid. 

There are some exclusions. These items will prevent you from applying for a program: Homeowners in active bankruptcy, Mortgage-related felonies convicted of homeowners, Renters with rental properties, Seller-financed Properties, and Second homes

Lori Pace
Lori Pace

Lori Pace is a single mother of three daughters ages 7 and under. As a working mom from home, she balances kids, work and two crazy dogs with humor and love. Follow Lori as she honestly gives tips and advice based on her own experiences as a single mom!