Last Updated on January 31, 2024 by Lori Pace
Single mothers have many financial responsibilities. They may need cash support, rent assistance and utility assistance. Single mothers in New Jersey can get help from a variety of government, state and charity-based agencies. We have listed some housing assistance programs you might be interested in in New Jersey.
Rent Assistance In New Jersey
The Section 8 Housing Choice Voucher Program in New Jersey
One of the most well-known federal programs is the Section 8 Housing Choice Voucher Program. Section 8 provides affordable and decent housing to low-income families. This benefit is available to single moms in New Jersey who need housing assistance. Single mothers can receive rental assistance for household expenses. You will need to pay approximately 30 percent of the rent each month if you are eligible. This program will pay the rest.
The State Rental Assistance Program (SRAP)
The New Jersey Department of Community Affairs finances the State Rental Assistance Program (SRAP). This program provides rental assistance to those in need. You must not be enrolled in the Federal Housing Choice Voucher Program. You will receive approximately 40% of the median income depending on where you live and how large your family is. This rental support can be extended for up to five consecutive years. Before applying for either SRAP or FHCVP, it is a good idea to compare the benefits and disadvantages of each program. For more information, visit their website or call 609-292-4080.
Affordable Housing Assistance in New Jersey
The New Jersey Housing and Mortgage Finance Agency (NJHMFA)
The New Jersey Housing and Mortgage Finance Agency is a state-based agency that provides low-income families with secure and affordable housing in New Jersey. This program is available to single mothers with financial difficulties. NJHMFA offers affordable payment arrangements for those who purchase their first home. You can contact them at 800 962 1253 if you’re interested in this agency.
New Jersey Public Housing Program
The U.S. Department of Housing and Urban Development’s Public Housing program supports the New Jersey Public Housing Program. The PHP encourages low-income families to live in safe, affordable housing. This program prioritizes single mothers who are facing financial difficulties. You will receive approximately 70% of your rent each month if you are eligible.
The Salvation Army New Jersey Division
The Salvation Army provides a variety of services to people with low or moderate incomes. They offer temporary and permanent housing to anyone in need. The Salvation Army can help single mothers seeking housing assistance.
HomeFront New Jersey
HomeFront New Jersey, a non-profit organization, aims to reduce homelessness. Their motto sums up their main goal: “Helping families break down the cycle of poverty.” Single mothers who are facing economic hardship and can’t afford a home can consult this non-profit organization. HomeFront New Jersey offers emergency housing and can help you find a decent, affordable home. They are committed to women and children. Please call 609-989-9417 for more information or visit their website.
General Financial Assistance for Housing in New Jersey
The State Homelessness Prevention Program in New Jersey
The New Jersey Department of Community Affairs funds the State Homelessness Prevention Program. This program provides financial assistance to both low- and moderate-income families. This program’s mission is to decrease homelessness in the state. You may be eligible for financial assistance if you have financial need and are qualified.
Interfaith Neighbors, Inc.
Interfaith Neighbors, Inc. has been in existence for more than 30 years. They aim to help people in their community and reduce homelessness. They can help single mothers who need cash assistance.
Eviction Prevention and Legal Assistance in New Jersey
Legal Services of New Jersey
Legal Services of New Jersey, a local civil rights group that provides legal support to all economically disadvantaged individuals, is called Legal Services of New Jersey. This organization can help single moms who are facing forced eviction or have legal issues with their landlord. Visit their website, or call the hotline at 888-576-5529 to learn more.
New Jersey Tenants Organization (NJTO)
NJTO is a nonprofit organization that provides education and advocacy for tenants’ rights. They offer assistance to tenants facing eviction or other landlord-tenant disputes. You can contact NJTO at 1-888-495-9833 or visit their website.
New Jersey Department of Community Affairs (DCA)
The DCA offers a variety of resources for renters and landlords, including rental assistance, mediation services, and education about tenant rights and responsibilities. You can contact the DCA at 609-292-4080 or visit their website.
New Jersey Courts Self-Help Resource Center
The Self-Help Resource Center provides information and resources related to court procedures, including information on landlord-tenant law and eviction proceedings.
Utility Bills Assistance in New Jersey
New Jersey Low Income Home Energy Assistance Program
The federal government sponsors the Low Income Home Energy Assistance Program, which is a well-known benefit. This program helps low-income residents of New Jersey with their bills. You can contact this program via their website, or call 800-510-3102 if you need assistance with utility bills.
New Jersey Shares (NJ SHARES)
New Jersey Shares provides energy assistance to low-income residents. This program provides energy assistance as its main purpose. To be eligible for New Jersey shares, you must be receiving utility assistance from LIHEAP in New Jersey. This program is available to single mothers who need energy assistance. You must prove financial hardship and that you have no other means of support. Eligibility is determined by the household income and family size. Families that are eligible can receive up to $700 in gas assistance and $500 for electricity assistance.
Universal Service Fund (USF)
This fund is available to low- or moderate-income families who have difficulty paying their energy bills. For single mothers who are looking for utility assistance, there may be special discounts on their bills. This program is available all year. The USF can be reached at any time you feel that you need utility support.
Lifeline Program
The federal government manages the Lifeline Program, which provides utility support in New Jersey. Their main goal is to ensure that everyone has reliable phone service. The program offers $225 per year cash support for utilities. This program is available to single moms who need help paying their phone bills.
The Weatherization Assistance Program (WAP)
The Weatherization Assistance Program is managed by the Department of Health and Human Services and U.S. Department of Energy. This program is designed to improve energy efficiency in homes. They give preference to New Jersey residents with low incomes, including the elderly and disabled. You can save money and pay less.
Temporary Relief of Utility Expense (TRUE)
For those who are facing financial difficulties, the State of New Jersey finances Temporary Relief of Utility Costs. This program helps low- and moderate-income households in New Jersey. Apply for TRUE if you are a single mother struggling to pay your utility bills.
The Burlington Community Action Partnership, Inc.
Burlington Community Action Partnership, Inc., a local civil society organization, is dedicated to helping those in need. They offer affordable housing and provide utility assistance. You can contact this institution for financial assistance to help your household, or your household items need.
SUEZ Cares
SUEZ Cares works in partnership with New Jersey Shares. They combined their resources to assist low-income individuals with their water bills. This program is available to single mothers who are experiencing financial hardship and have difficulty paying their water bills. They will pay as much as $15.
