Housing Assistance In Oklahoma

Last Updated on January 30, 2024 by Lori Pace

Oklahoma may have many disadvantaged residents, especially single moms in financial difficulties. Single mothers must share the responsibility of raising their children and shopping with their families. They also need to be able to trust and live in safety. There are many programs available and assistance for housing in Oklahoma, both through the government and local agencies. These are just a few of the many opportunities available to single mothers.

Homebuyer/Buyer Grants in Oklahoma

Single Family Housing Direct Home Loans in Oklahoma

The Section  Direct Loan Program for Single Family Housing is also known as Single Family Housing Direct Home Loans. It provides housing assistance for those with low income. This organization provides payment assistance to help single mothers with rent and mortgage payments. The family’s financial situation will determine the amount of payment assistance.

Single Family Housing Direct Home Loans In Oklahoma

Oklahoma Housing Finance Agency

The Oklahoma Housing Finance Agency (OHFA) offers several programs to help first-time homebuyers, including down payment assistance and low-interest rate mortgages. They also offer programs to assist with foreclosure prevention and home repair.

Community Action Agencies

Community Action Agencies (CAAs) provide a variety of services to low-income families, including homebuyer education, credit counseling, and down payment assistance.

Oklahoma Homebuyer Education Association

The Oklahoma Homebuyer Education Association (OKHBEA) provides homebuyer education and counseling services to help individuals and families navigate the homebuying process. 

Federal Home Loan Bank of Topeka

The Federal Home Loan Bank of Topeka offers several grant programs to support affordable housing initiatives, including the Affordable Housing Program (AHP) and the Homeownership Set-Aside Program (HSP). These programs provide funding for down payment assistance, home rehabilitation, and other housing-related expenses. 

Federal Home Loan Bank Of Topeka

Native American Homeownership Initiative

The Native American Homeownership Initiative (NAHI) provides education and counseling services to help Native Americans become homeowners. NAHI also offers down payment assistance and other support services to eligible participants. 

General Financial Assistance for Housing in Oklahoma

The Salvation Army in Oklahoma

Oklahoma’s Salvation Army provides assistance with utility bills and other expenses to their citizens. This institution assists thousands of people every month, even single mothers. This is a great opportunity to get help with your bills.

Oklahoma Temporary Assistance for Needy Families (TANF)

TANF is a national organization that assists those in greatest need. Oklahoma’s TANF program is a great benefit for single mothers with children under 18. This program helps families who are in financial need, unless they can provide for their own household. Oklahoma provides $292 per month in cash assistance for TANF to a family with three children. Single mothers can work for a specific time during a week in return for financial assistance.

Rental Assistance in Oklahoma

Oklahoma Section 8 and Housing Choice Voucher Program

Federal government provides this housing service to families who are in financial hardship for rent and utilities. This program allows single mothers to receive partial rent each month. The voucher will be activated and the family has 60 days to find a unit that suits their needs.

Emergency Rental Assistance Program

The Emergency Rental Assistance Program (ERAP) is administered by the Oklahoma Housing Finance Agency (OHFA). The program provides financial assistance to eligible renters who are behind on their rent payments due to the COVID-19 pandemic. 

Affordable Housing Assistance in Oklahoma

Affordable Housing Assistance in Oklahoma

Habitat for Humanity in Oklahoma

Habitat is a well-known non-governmental organization worldwide that believes every person deserves affordable and safe housing. They offer financial services for single moms looking to purchase a house. The institution provides assistance in homeownership and classes on personal finance. It is important to remember that this program requires you to work hard once you have applied. It might be worthwhile to try to become a homeowner.

2-1-1 Oklahoma

2-1-1 Oklahoma offers information and assistance in a variety of areas, including low-priced housing and financial programs, rental assistance, food and shelter.

Utility Bills Assistance for Housing in Oklahoma

Oklahoma Low Income Home Energy Assistance Program (LIHEAP)

Oklahoma Low Income Home Energy Assistance Program, (LIHEAP), provides summer cooling, winter heating bills and weatherization assistance for low-income families. This program is available to single mothers with financial challenges. LIHEAP determines which type of heating fuel to use, the household size and total income.

Homeless Shelter Assistance in Oklahoma

Lindsey House

This Oklahoma charity helps homeless people. If they are in dire need, single moms can get basic household furniture. You can also live in a furnished apartment provided by Lindsey House until you are able to afford your own home.


Gatewood is a program that offers transitional living for single mothers and pregnant women with children under five years of age. Single mothers can rent four one-bedroom apartments that are fully furnished from this organization. They pay their bills only. Gatewood also offers classes to help pregnant mothers achieve independence. These houses can be rented out to families for as long as 24 months.

Rose Home

Rose Home provides a safe place for pregnant women who are homeless and empowers them. They offer counseling and money management services, as well as other types of assistance. This program is open to pregnant moms over 18 years of age. To be considered for this program, you will need to complete a questionnaire. An appointment will be made and you will be interviewed in person. All assistance is provided for free and families can stay up to 90 days after having their baby. Rose Home offers education and helps in finding affordable and safe housing.

Eviction Prevention and Legal Assistance in Oklahoma

Legal Aid Service of Oklahoma

Oklahoma single mothers can apply to the Legal Aid Service of Oklahoma for legal issues, especially regarding housing. You can get legal advice from them for free. This is a great opportunity to get any legal help if you’re a low-income family.

Oklahoma Tenant Resource Center

The Oklahoma Tenant Resource Center is a nonprofit organization that provides information and resources to tenants in Oklahoma. They offer guidance on tenant rights, eviction procedures, and available resources for eviction prevention. 

United Way

The United Way provides various social services and resources, including eviction prevention assistance. They may offer financial assistance for rent payments, legal representation in court, and mediation with landlords. 

I also recommend checking out our guide for buying a new house.

Lori Pace
Lori Pace

Lori Pace is a single mother of three daughters ages 7 and under. As a working mom from home, she balances kids, work and two crazy dogs with humor and love. Follow Lori as she honestly gives tips and advice based on her own experiences as a single mom!