Last Updated on November 9, 2022 by Anne-Sophie Reinhardt
What is the point of a woman seeking free tubal reversal grants? Tubal ligation is considered a final form of sterilization by most women. They don’t want to have any more children so they have their tubes tied to stop this from happening.
However, some women regret their decision later because they have changed their lives or simply changed their minds. These women may decide to have reversal surgery. A woman must plan for the procedure as with any other medical procedure not covered by insurance. Here is where financing tubal reversal grants are available.
There are tubal ligation reverse grants are free money you don’t have to repay. If you’re not open to other options, grant money can be difficult to find. Tubal ligation reversal surgery is costly and not often covered by insurance. The procedure cost range is between $5,000 and $15,000, and then there are the consequences (getting pregnant, unpaid maternity leave and losing your job).
Free Tubal Reversal Grants
Tubal ligation reverse grants are money you don’t have to repay. If you find an entity that is willing to provide this funding without strings attached, it will be free.
Free Tubal Reversal Private Grants
Low-income couples may be eligible for free tubal reversal grants from private non-profit organizations. Charitable charities often lack the resources and funding they need. They can therefore provide financial assistance to only a small number of families.
These revenue models can be used by nonprofits to raise funds: donors, upfront fees, and advertisements. The Pay it Forward Fertility Fund uses three fundraising methods to assist twenty couples in conceiving twenty-eight children over twelve years. They assist approximately two families each year.
1. The Angels of Hope Foundation
People from low-income families in Illinois can apply for the Miracle Creation Grant to help them get fertility treatment. The applicant must not have any children or insurance. You will need to submit certain documents in order to be eligible for the grant.
2. BabyQuest Foundation
All Americans can apply for this grant in any state. Similar to the Miracles grant program, this grant is available for low-income families that want infertility treatment but can’t afford it.
The Cade Foundation
Another foundation that can assist you with financial aid for tubal-ligation reversal is the Cade Foundation. Eligible families can receive up to $10,000 in grant funds. You can use the money for fertility treatments, or even adoption.
You can also find assistance from many other organizations, such as:
- Fertile Dreams Organization (FLORIDA) – * UPDATE – THEIR WEBSITE IS CURRENTLY SHUT DOWN *
- Sparks of Life (TEXAS)
- International Council for the Dissemination of Information on Infertility
- The Madeleine Gordon Foundation for the Gift of Life (CINCINNATI)
- Pay-It-Forward Foundation
There are many other options to receive free tubal reversal grants, but most come in the form of a loan. While some offer higher interest rates than others, others are more affordable. Avoid loans with interest rates for Muslims It’s RIBA. It is a good idea to start looking online to find out if there are any funding options for your tubal ligation reversal surgery.
Tubal reversal grants from the government are rare because federal agencies grant free funding to universities and state agencies. Individuals or couples cannot receive these grants. You should therefore be aware of the flow of grant money, and open to other options that may help. Visit Grants.gov to identify potential recipients in your local area. To get funding for your surgical untying of fallopian tubes, you can apply to the local entity.
1. Clinical Trials
Federal grant money could be used to fund university medical centers that may perform tubal reversal surgery as part of a clinical study. Participants may be eligible for complimentary services as a Guinea Pig on experimental protocols.
Visit this website to search terms related to the symptoms you are experiencing. The system will show you related studies that may be located in other countries. But the odds of you being selected are low. Clinical trials are focused on tubal occlusions, and other diseases-related conditions. This does not negate voluntary sterilization.
2. Flex Spending
There are flexible spending that you can use as government grants to reverse your tubal-ligation. This option may be available for couples that have this employee benefit. There are pre-tax payroll contributions that can help with surgical costs, but you have to schedule the procedure in the first year of your plan.
- First-dollar financial assistance for funds used to pay the surgeon through reduced taxes
- Federal brackets: 10%-37%
- FICA: Up to 7.65%
- Based on your work location, the state brackets may vary.
- California: 1% to 12.3%
- Texas: 0%
- Florida: 0%
- New York: 4% to 8.82%
- Pennsylvania: 3.07%
- Illinois: 4.95%
- Ohio: 0% to 4.8%
- Georgia: 1% to 5.75%
- North Carolina: 5.25%
- Michigan: 4.25%
3. Tax Deductions
You can take deductions from Schedule A, but this is not a good alternative to a Flexible spending account. This is because you have to meet two different thresholds in order for financial assistance.
- You must also have more itemized deductions than your standard deduction
- Your medical expenses must not exceed 7.5% of your adjusted gross income (AGI).
Ask your certified public accountant if itemizing deductions can lower the cost of untying your tubes.
Free Tubal Reversal Services
Tubal ligation reverse services are much easier than hiring a surgeon to do the whole operation for free. Sometimes, you need to work on a problem in order to achieve your goal.
It is not a good idea to search for insurance companies that cover tubal reversal surgery. Sometimes we get confused about topics and ask the wrong questions. Only the rare qualifying medical reason determines if insurance covers tubal reversal. You won’t find the answer to your questions about the organization.
Medicaid can you untie your tubes? You can have tubal ligation reversed surgery as a Medicaid recipient. However, you will likely need to pay for it yourself.
Medicaid covers tubal reversal only when it is medically necessary. This follows the same guidelines as private insurance companies. Discuss the matter with your surgeon and document a valid medical reason.
- Women who have a medically required reason, such as PTLS and dysmenorrhea
- Servicewomen in active service who are able to schedule surgery at a military base
- Couples working in mandate states can get coverage for IVF instead
Pregnancy Medicaid pays tubal ligation. However, reversal is rarely covered because sterile women have fewer claims than those who have natural or restored fertility. Insurance may also cover the cost of medically necessary parts of your procedure. Your plan may cover preoperative blood tests, ultrasounds, removals of lesions or fibroids, as well as post-surgical complications.
2. Blue Cross Blue Shield
Asking if Blue Cross Blue Shield covers tubal reversal won’t answer your question about whether your plan will cover the procedure. This is just another dead end. A letter of medical necessity, in collaboration with your doctor, is the best way for your BCBS plan and to pay for tubal reversal.
Blue Cross Blue Shield, a national association of 35 independently owned and operated insurance businesses, sets their own claims underwriting standards. The many trade names that are connected can cause confusion.
3. Other Companies
Another blind spot is asking whether Aetna, Cigna, Kaiser Permanente, or United Healthcare, to cover your tubal reversal. These companies will all follow the same claims underwriting standards.
Before Aetna or Cigna, Kaiser Permanente or United Healthcare will honor your surgery claims, you must prove a valid medical reason. Each state could also choose Aetna or Cigna, BCBS and Kaiser Permanente to be Managed Care Organizations for Medicaid. Don’t let this confusion lead you astray. Keep it simple.
Many fertility clinics offer a complimentary tubal reversal consultation. They also evaluate your previous surgical reports. This is to allow women to come into their offices, review case files and make recommendations. Clinics in these states, for example, offer free consultations.
However, the clinic does not intend to untie your fallopian tubes for free. They offer something of value, their time and expertise in exchange for the chance to sell you a service to restore fertility for a fee.
Final Remark for Free Tubal Reversal Grants
As shown above, there are a number of grants available for free tubal reversal. However, it is vital that you go through each and every guideline before applying for assistance. These factors determine which federal and/or state tubal grants are eligible for.
The Benefits.gov website helps the national citizens by offering a questionnaire that can filter program offers based on your eligibility.
Also, keep in mind that several non-profits also offer financial assistance to those seeking reproductive help. Although, they may expect some regular contributions from the members.
Oppositely, some people are unfortunate and can’t wait to have their first child. So IVF is a choice for them when they are in need. The US government also offers grants for IVF treatment.