In the United States, there are million of single mothers now who are facing difficulties for their daily living. They usually work for an extended hours, have financial problems or issues and did not finish school. However, there are numbers of federal and state programs that are planned to produce and meet their materials and financial assistance. By conducting investigations and surveys for the said programs, single mothers tasks will now become lighter and easier to manage.
Single mothers also have their dreams that they want to pursue and they are making it close to reality with grants. There are some that have been able to commit higher education to prepare themselves for exceptional job opportunities. While others are starting with their own business or improve and develop it more to those who already have it. Mothers will always prioritize the security of their children by providing them a roof over their heads, supplying them with quality health care, feeding them with nutritious foods and bringing them to school for education. Grants have become a big help for single mothers, backing them up doing the things and other stuff that they could do for their children, but just financially inadequate.
It is a kind of fund or system for assisting those who are qualified to apply in the organization, foundation, corporation, trust, or any other educational institution. It is a kind of assistance or an amount of money that is being awarded to you according to the specifications of the grant guidelines. Meaning, there is no single cent interest attached to it and you are not tied to any obligations of paying it back. Plus the tax exemption for your bonus.
How to Avail it?
Grants are not easy to avail. It is the most hard application in the government because the availability of it is not as open or many as some loans and scholarship application. So in order to be granted with your application on it, you must do some more research online, submit applications, keep updating and daily follow- up.
Make some background check to make sure you are eligible for applying for grants. If you do not meet one of their qualifications or mandatory requirements, then you are not a qualified applicant. You should abide their rules to deserve the money reward or grants. There are different types of grants offered to single mothers US citizen.
Types of Grants:
- Government Grants
2. College Grants
3. Financial Aid
4. Housing Grants
5. Business Grants
6. Small Business Grants
7. Minority Grants
8. Personal Grants
9. Daycare Grants
- Housing Assistance
This is applicable and available to assist you with the cost across the country, an assistance from the organizations and government. You may just provide the demand requirements and check the eligibility of your applications. Then you may submit it to their office. There are also different types of housing assistance from the US government as follows:
It is a short- term accommodation for homeless people or those who are in crisis. Applicable to those in a domestic violence situation, fire victims and any other natural disasters where their houses are being destroyed. With this program, you can claim and get the basic necessities of the affected individual, like a place where you can sleep, take showers, do your laundries, get clothing and be fed or get money for your food. All costs will be shouldered by the social services and organizations.
This can be availed with the Section 8 vouchers or can be part of a community where the houses and apartment units are offered at a lower price. Expecting a low cost rental or low monthly mortgage payments for this program.
This program caters especially for those who have low incomes only. The monthly income of the applicant of this program will be checked if they meet the maximum amount of the qualification required before they can avail and live in the house, apartment units or townhouse with this application.
With this program, they help people with their monthly rental of their units where they live. They are going to check if the applicant is eligible when claiming another payment or move. You should prepare your documents because they will surely ask for it. The organization or the government will assist you with money to provide for the rental, or you can also work with the landlord so they will reduce the rent of your unit.
· Emergency Solutions Grants (ESG) Program
It supports grants by the rules to metropolitan cities, states, urban counties and all US territories supporting emergency shelter, homeless prevention, emergency shelter and many other related services. The intention of this program is to help the families and every individual to immediately recover their stability in constant housing after has been suffering from homelessness and the housing crisis.
For single mothers, pursuing higher education seems difficult to survive. Aside from thinking about all the expenses you will need for your college, the duty or responsibility as a mother shall always be done at the same time to assure that children are still well taken care of while you’re in the class.
But the government will also take care and help you with all your needs in school. That sounds to be the good news for you because with this program, the chance is there to fund your education and not only that or for you alone because your children are also worthy of this scholarship program from the government. You may select the different types of college scholarship below to choose the best course for you to apply for.
Types of Scholarships
It supports you with a certain amount of money for the applicant to ensure their school miscellaneous, tuition fees, books and any other related college accounts. The money being used for your school doesn’t have to be paid back, but there are some requirements, rules and regulations that you have to follow and fulfill in order to keep the scholarship assistance with you and continue it until the last day of your school.
Those single mothers who are lined up in nursing career are eligible with this Nursing Scholarship program. They were supported by the government by paying their expenses for tuition, books, and also their living cost. The amount of money given to them doesn’t have to be paid back, but there are some associations want you to work with their designated health care centers and areas during or after your higher education.
This program helps those children whose parents are financially insufficient with their college cost. Parents need to submit the information of the children so their application will be granted. Moreover, there are still requirements and conditions that the children need to comply and fulfill even after they received the support money.
It is a useful financial assistance that can help you in many ways, depending to whatever purpose or reason for taking out a loan. So, it’s simply just humors saying that applying for a loan is a dreadful idea. It really matters to you on how to choose the type of loans you want to secure, how are you going to use it and being committed of paying it back according to its terms and conditions as both parties agreed.