Last Updated on May 2, 2022 by Anne-Sophie Reinhardt
Grants for Single Mothers help to make their dreams a reality. Some have been able to seek higher education to prepare themselves for better job opportunities. Others have started their own business or grown one they already had.
Many single mothers care for their children by giving them a roof over their heads, nutritious foods, and quality health care through government and non-governmental grants.
How do Single Moms get Grants?
The federal government is very generous in awarding grants for single mothers. Some of the more popular grants include WIC and TANF. WIC, or Women, Infants, and Children Grants help single mothers pay for food, healthcare, and education. TANF or Temporary Assistance for Needy Families Grants helps families in need. In this article, we cover a significant range of grants.
Find Grants for Single Mothers or Single Parents
Grants are not easy to get. They are the most difficult because there aren’t as many available as scholarships and loans. So, to receive a commission, you must search, apply, and repeat these steps.
One of the best places to find grants is online using major search engines such as Google, Bing, and Yahoo. By following the links listed, you can usually find grants you can apply to online or send the required information by mail.
Apply for Single Moms Grants
To apply for grants, simply make sure you are eligible first. If you do not meet every single eligibility requirement, don’t fill in an application. Similarly, those giving out grants want to award money to specific people and rarely bend the rules.
If you meet all of the eligibility requirements, you can move on to completing the application and sending all of the information they request. Also, you will most likely need to write a grant application letter. Once you send the grant package in for review, all that’s left to do is wait and apply to many more.
Types of Grants for Single Moms Available
Government Grants for Single Mother
The government has grants to give to people and organizations for various reasons. Since US tax dollars go into many of the grants awarded, the government also ensures they are strict with who and what they give.
The Small Business Administration, which is part of the federal government, awards grants to non-profit or educational organizations. Therefore, they do not give them to small businesses. However, state and local government programs can help small businesses in their community.
Some community grants for single moms at the state and local level receive aid. For example, some governments provide financial assistance to child care centers, tourism centers, and entities responsible for energy efficiency technology.
HUD Grants for Single Mothers
Communities sometimes receive a block grant from the U.S. government. The HUD implemented the (CDBG) program in 1974 to help populations with their developmental needs.
There is a demand for initiatives such as these.
All applicants must have a low to moderate income for the area they reside. Section 8 stipulates low to moderate-income of the low-income limit determined by HUD. Those who receive the grant must use at least 70 percent of it to support activities that help others with a low and moderate income.
There’s no set amount awarded. HUD determines how much each grant is after consulting the community’s needs. The poverty level, population, overcrowded housing, housing age, population growth, and how this compares to other metropolitan areas determine the requirements.
NIH Grants for Single Mothers
The NIH awards grants to financially support initiatives to enhance health and increase people’s lives. Many of the charges are for those wanting to do research. Still, they are also providing for training, fellowships, conferences, and construction.
The NIH considers only highly scientific projects relevant to public health and falls within the NIH Institute and Center (IC). Eligibility requirements depend on the grant program for which you are applying. Still, most of them accept proposals from scientists, pre-doctoral students, and investigators. Many of the plans do not require applicants to be U.S. citizens. So, if you are not, make sure the one you want to apply to accepts international candidates.
Funds differ for every program, and they are different every year. Each year, the NIH obtains a budget from Congress. This budget comes from collaborating with scientists to figure out how much promising research they can do in the upcoming year. So, this information helps to come up with a figure to cover the cost. Then they submit the request to The United States Department of Health and Human Services for approval.
WIA Grants for Single Mothers
The federal government implemented the Workforce Investment Act (WIA). This act aims to support workforce development activities on the state and local levels. The exercises put forth by WIA help people prepare for jobs and find them by offering classes, training, and job search tools.
All individuals using the services provided by WIA must be at least 18 years old. The benefits are for laid-off workers who won’t be returning to the same industry as they did before, displaced homemakers, and those who were self-employed.
Job centers across the United States receive this grant. The amount each job center receives depends on the needs of each community. So, the more joblessness, the more funding they receive to help job seekers.
Types of Services:
1. Core Services: This provides people with labor market information, skill level assessments, and job searching.
2. Intensive Services: People who have completed one core service can move on to intensive services. These people cannot obtain or maintain employment despite the help they received from the core services. Intensive services assist with personal self-sufficiency to increase the likelihood users will sustain work.
3. Training Services: If people cannot maintain employment after receiving core and intensive services, they move on to training services. This program finances training programs for individuals, so they have a higher chance of getting a job and keeping it. Every person receives an Individual Training Account to use for the training program selected.
Note: Each state varies in the services they offer.
TANF helps families in financial need achieve self-sufficiency. Each state receives a government block grant to provide services and money to families who meet the eligibility requirements. Some of the services families can receive from TANF are job training, counseling, education, and emergency funding.
Each state varies with its eligibility requirements. All states maintain that applicants must have dependent children or are in their last three months of pregnancy. Moreover, all applicants must also be residents of the state where they apply and be U.S. citizens or eligible noncitizens.
Grant amounts also vary among states.
The number of people receiving from TANF depends on the state’s money, which explains the discrepancy of the benefits some receive in one US state. For example, in 2011, the average TANF monthly assistance was $694. But in D.C., it was only $428. Individual differences are also factors since benefits are determined based on financial need.
WIC is known as the Special Supplemental Nutrition Program for Women, Infants, and Children. This federal program awards grants to states to help pregnant women or have children buy healthy foods, seek affordable health care, and attend classes about nutrition and breastfeeding.
The Special Supplemental Nutrition Program for Women, Infants, and Children (WIC) provides federal grants to States for supplemental foods, health care referrals, and nutrition education.
They are for low-income pregnant, breastfeeding, and non-breastfeeding postpartum women and infants and children up to age five who are at nutritional risk.
Only women and their children are eligible for WIC. They must either have a child five years or younger or be pregnant with a risk for nutritional deficiencies. Their income must also fall at or below 185 percent of the poverty line.
Specifically, women can receive assistance during pregnancy and six weeks after giving birth. Women can also apply for help for their children six months after birth. Breastfeeding mothers can receive support up to the child’s first birthday.
Infants can receive assistance until their first birthday. Children can receive it until their fifth birthday.
All applicants must reside in the US state to apply for financial assistance. There is no minimum time to be living in a state before appropriating, though.
As part of the screening process, all applicants must see a health professional (nurse, physician, or nutritionist) to determine nutritional risk.
There is no set grant amount awarded. Each state receives a different grant amount each year depending on the community’s needs. So, each person gets benefits depending on their financial necessity and nutritional risk of themselves and their children.
SNAP helps low-income individuals and their families pay for nutritious food to maintain health through state agencies. The Food and Nutrition Service program connects with nutrition educators, community organizations, and state agencies to help people understand SNAP’s benefits and apply for them.
Countable resources cannot exceed $2,000; an example of a countable resource is a bank account.
The maximum countable resource for individuals 60 years or older is $3,250. Supplemental Security Income (SSI), Temporary Assistance for Needy Families, and retirement or pension plans are not countable resources.
SNAP gives income tests to those receiving TANF, SSI, or other assistance. These households must meet the gross and net tests. An older adult or someone on disability only has to meet the net income test.
Your gross income is your monthly income before taxes. It must be 200% of the federal poverty level for families with children, pregnant women, and people over 60. Gross income must be 130% of the government poverty level for those between the ages 18 to 60, are not disabled, and do not have any children under 19 living there. It also applies to households with sanctioned members.
Net income is the money you receive after taxes and all other deductions. Netto monthly income allowed for SNAP:
(Oct. 1, 2013 through Sept. 30, 2014)
|Household Size||Gross monthly income(130 percent of poverty)||Net monthly income(100 percent of poverty)|
|Each additional member||+436||+335|
Benefits are called allotments. The allotment for each household is determined by multiplying the net monthly income by .3; and then subtracting the maximum allotment amount for the household’s size.
Maximum allotment amounts are as follows:
(November 1, 2013, through September 2014)
|People in Household||Max Monthly Allotment|
|Each additional person||142 USD|
Medicaid Grants for Single Moms
Individuals and families receive free or low-cost health insurance with Medicaid. Children may receive coverage from the Children’s Health Insurance Program (CHIP).
Low-income individuals and families may be eligible for Medicaid or CHIP. Eligibility requirements vary from one state to another, but they all use the Federal Poverty Level (FPL) to calculate eligibility. As of January 1, 2014, the Affordable Care Act created a minimum eligibility level of 133% of the FPL.
Every state determines the Medicaid and CHIP benefits for its recipients. All states have mandatory services they must provide, according to the United States Federal Government.
These mandatory benefits are:
- Inpatient hospital services
- Outpatient hospital services
- Nursing Facility
- Home Health
- Rural health clinic
- Federal health clinic
- Laboratory and X-ray
- Family planning
- Nurse midwife
- Certified Pediatric and Family Nurse
- Birth center
- Medical care transportation
- Tobacco cessation counseling for pregnant women
EITC Grants for Single Moms
Those with a low income may be able to keep more of their money they earned. With the EITC, the government may lower tax responsibility in the form of a tax credit.
Anyone interested in the EITC must have social security and earned an income in the last year.
Income must be less than:
- 37,870 USD with one qualifying child
- 43,038 USD with two qualifying children
- 46,227 USD with three or more qualifying children
A qualifying child must have a social security number. He or she must be a son, daughter, sibling, step-sibling, niece, nephew, grandchild, adopted, step, or foster. The child must be younger than you by the last day of the year and be under 19 years old or 24 years old if a full-time college student. He or she must live with you for half the year and cannot claim anyone else’s tax return.
In addition to the income requirements, you must not have more than $3,300 in income from investments. Beside, you must file your taxes “married, filing jointly,” claim as a qualifying child, or claim foreign income.
The amount depends on how much you earned and how much you owe in taxes.
College Grants for Single Mothers
There are some excellent college grants and scholarships for single mothers available in the US, and you’re in the right place if that’s what you’re looking for. However, use the below mentioned link for a far more detailed list.
TEACH Grants for Single Moms to become a teacher
This grant helps people wanting to seek higher education to become a teacher. There are strict stipulations that come with the assistance; otherwise, the awarded amount turns into a loan. To receive the TEACH Grant Agreement to Serve states, you need to teach in a high-needs field at an elementary, secondary, or educational service agency for low-income families. You must work in one of these settings for at least four years within eight years of completing the teaching program.
To sign the TEACH Grant Agreement to Serve isn’t the only eligibility requirement. Interested applicants must meet the federal student aid programs’ criteria and complete the Free Application for Federal Student Aid. They must also be in a school and program recognized by the TEACH Grant Program and maintain a GPA of 3.25 or higher. The final requirement is to seek TEACH Grant counseling, which explains the terms and conditions of your obligation following graduation.
Students of the TEACH Grant Program can receive up to $4,000 a year to cover education costs.
National Science Foundation Grant
Individuals interested in research and education in the science and engineering field may want to search the National Science Foundation database of grants. This foundation awards many donations to advance the science and engineering industries. The foundation provides 20 percent of the federal funding that goes into research.
Program areas include:
- Biological Sciences
- Computer & Information Science & Engineering
- Education and Human Resources
- Environmental Research & Education Geosciences
- International & Integrative Activities
- Mathematical & Physical Sciences
- Social, Behavioral & Economic Sciences
Eligibility requirements differ depending on the grant opportunity. It’s essential to review the eligibility requirements listed for the particular program.
Grant amounts vary greatly depending on the project. It also depends on your proposal and the availability of funding.
Academic Competitiveness Grant (ACG)
The Academic Competitiveness Grant (ACG) and the National Science and Mathematics Access to Retain Talent, the National SMART Grant, help students grow in math and science. So, the purpose of the grant is to persuade students to take more challenging courses in high school to be more successful in college. It’s also hoped these grants will lead students to sign in some of the most challenging disciplines such as technology, engineering, mathematics, science, and foreign language.
For these grants, students must hold a GPA of at least 3.0. The National SMART Grant requires students to be also receiving the Pell Grant. However, all applicants must be U.S. citizens and be in a school where they can earn a four-year degree.
All grant awardees receive $4,000 a year to pay for tuition and other school-related fees. This money does not affect other states and federal grants received.
Both of these grants are competitive, but students with eagerness in the disciplines mentioned above should apply if they are eligible.
AAUW Grants and Fellowships
The AAUW has many grants and fellowships available to women: American Fellowships, Career Development Grants, Community Action Grants, International Fellowships, International Project Grants, Selected Professions Fellowships.
So, the American Fellowships help scholarly women complete their dissertations by giving them the financial support to do the research they need to do for it. These fellowships also provide support to research studies worthy of publication. Students and professionals in a tenure-track, who are part-time faculty or established researchers, may apply—the only people who cannot participate are tenured professors.
Career Development Grants help women who want to advance their careers or pursue re-entry into the workforce. The grants need to be used to pay for educational costs when seeking higher education.
So, the goal is to make sure all women and girls understand that they deserve just as much as anyone else. There are one-year grants and two-year grants.
- One-year grants go to community-based projects.
- Two-year grants help programs in communities provide young women activities to help them develop confidence and gain knowledge to become leaders and advocate for others.
Organizations must be running a nonpartisan program in the United States and significantly influencing women.
The International Project Grants are for women who complete the AAUW International Fellowship. They assist women with their education that will lead them to improve society and empower women across the country.
Each grant’s eligibility is different; however, all of them are for women who are U.S. citizens or permanent residents. Other factors include being active in the community, proof of academic achievement, and excellent project design.
The grant amount depends on the one awarded and the project’s financial needs. Grants can be as much as $7,000.
Financial Aid for Single Mothers
FSEOG Grants for Education
The FSEOG can help individuals pay for their higher education. So, the financial aid office at a college or university will use the grant to credit awardees’ accounts. Only some schools receive the FSEOG, so students must check with their financial aid office to determine if it’s available.
Individuals must be enrolled in a college or university participating in the program. They must also complete the Free Application for Federal Student Aid (FAFSA). Students who receive the Federal Pell Grant will need to use that first and then the awarded amount from the FSEOG.
So, grant amount varies depending on financial need. Most individuals receive anywhere between $100 and $4,000. The funding the school gets also determines how much awardees receive.
FAFSA grants are available after individuals complete the Free Application for Federal Student Aid (FAFSA). The Federal Pell Grant and the Federal Supplemental Educational Opportunity Grant (FSEOG) are the grants eligible applicants usually receive. With the Federal Pell Grant, students receive money. The attending college or university governs the FSEOG. They use the money to credit students’ accounts when awarded a certain amount. The cash or award must also pay for tuition, books, and other college-related fees.
Individuals must show they are in financial need. They also must be enrolled in a college or university full-time or part-time.
The Federal Pell Grant awards students based on their financial needs. Moreover, the government also considers the school’s cost and whether the applicants are enrolled full or part-time. In the academic year 2011 to 2012, the average award amount for the Federal Pell Grant was $5,500.
Federal Pell Grant
The Federal Pell Grant comes from the government. And, the money is given to students to pay for tuition and other college-related costs. Once a student receives the Pell Grant, they will hold it each year until graduation.
Pell Grant Application Process
To apply for the Pell Grant, all you have to do is complete the FAFSA. This application is one the government uses to determine if you are in financial need to receive tuition costs.
Pell Grant Eligibility (requirements, qualifications)
Federal Pell Grants are for undergraduate students seeking a bachelor’s degree. Some people can receive this award if they seek a post-baccalaureate teacher certification program. All awardees must prove they are in financial need.
The maximum amount for the academic year 2013-2014 was $5,645. For 2014, it was $5,730.
The amount a student receives depends on:
- Financial needs
- Tuition cost
- Full or part-time status
- And last, full academic year or only part of it
Housing Grants for Single Mothers
In this section, we take a look at housing opportunities. For a full list of options, take a look at our page on housing grants for single moms.
HUD Grant for Housing
HUD provides money to organizations and groups across the country. They use this money to build housing and support those unable to sustain their accommodation.
There are many funds available to organizations and groups. They list these funds in a database called SuperNOFA. Only organizations and groups specializing in helping people in a community seek safe, healthy housing can apply for them.
The grant amount depends on the grant and the organization or group that needs it. HUD will review the community’s financial needs, and the organization/group serves to determine how much they should receive.
Section 8 Assistance
The government has money to help families, seniors, and people who are disabled afford a safe place to live. Besides, the family can use the money to live in a single-family home, townhouse, or apartment. Those who receive Section 8 assistance can choose where they live, but the housing must be part of the problem. However, those in need of housing assistance need to make an appointment with their local public housing agency (PHA).
Each PHA determines what families, seniors, or people who are disabled receive for housing. The PHA uses income and family size to determine the exact amount. Most agencies require applicants’ incomes not to exceed 50% of the community’s median income. This program is only for US citizens and those with valid immigration status.
Grant amounts depend on income and family size. It also depends on the cost of housing. At times, an agreement is achieved between the Section 8 agency and the apartment or townhouse landlord to make it possible for someone to live in it.
The HUD website has a lot more information about finding the PHA for your area and what you need to do to apply for this financial assistance for housing.
LIHEAP Energy Assistance
This program helps families who have difficulty paying for heating, cooling, and electricity bills.
You can use the money given for:
- Home energy
- Crises with energy
- Home repairs to decrease energy costs
Individuals who receive LIHEAP energy assistance have a low income of 150 percent of the poverty line. The only exception is when the state’s median income is 60 percent higher. However, the eligibility criteria cannot be less than 110 percent of the poverty line.
The grant amount depends on the individual’s financial need requesting assistance and the bills or repairs.
Note: This program is available through local social services agencies, but you can find out more about it at this Health and Human Services government website.
ADDI Grant for First-time Home Buyers
Down payments and closing costs are the two biggest challenges for people who want to buy a house. ADDI helps first-time homebuyers purchase a home by paying for the down payment or closing costs.
One first-time home buyer can be eligible for the assistance ADDI provides. The money awarded must be used to purchase a house, condominium manufactured home, or cooperative unit. Those who can receive the ADDI must have an income that doesn’t exceed 80% of the area’s median income.
Each home buyer’s amount depends on their income and the down payment and closing costs.
Business Grants for Single Mothers
The CDFI program helps people with a low income by providing financial products and services. They award two awards to financial institutions: Financial Assistance and Technical Assistance.
For a community development financial institution to apply for an award, a community development financial institution must receive CDFI Fund certification.
The award amount depends on the number of people in the community who need a financial institution’s assistance.
Count Me In
This competition helps business owners make a million dollars. The goal is to encourage small business owners to increase their revenue to help the economy.
Anyone running a business can join this competition.
There is no money involved; this is simply to motivate entrepreneurs to scale their business.
This grant is for women who are running their businesses. The purpose is to help women launch or expand their businesses.
The only eligibility requirement is that the applicant must be a woman with a business or intention of starting a business.
Women can receive $500 to help with marketing, supplies, and other expenses that come with growing or starting a business.
Small Business Grants for Single Mothers
Small Business Administration Grant
The Small Business Administration is brought to you by the United States Government. It helps small business owners or those hoping to start one. It provides numerous resources and financial assistance programs.
There are no eligibility requirements. You simply need to either run a business or want to run one.
There are many grants for single mothers available. They all differ in how much they award business owners.
Small Business Innovation Research (SBIR) Program
Congress implemented a Small Business Innovation Research program. This program awards approximately $2 billion to small businesses each year.
Eligibility requirements include owning a small business with less than 500 employees. The company must be for-profit, be in the United States, and be held by a United States citizen.
The grant amount depends on what the business would like to do with it. The purpose is to use the money to research to grow the business. The company can explore this in the products or services offered to consumers.
STTR is a program that helps small business owners by funding research and development projects. The goal of the program is to expand the public/private sectors. It also wants to have a part in science and technology innovation.
Those interested in participating in the program must own a business in the United States. It must be a for-profit business and have less than 500 employees. The researcher does not have to be employed by the small business.
The grant amount depends on the cost of the research project.
Minority Business Grants for Single Mothers
Business Center – Minority Business Development Agency
This agency funds organizations that help small business owners who are considered part of the minorities. These organizations help minority business owners by providing counseling and financial assistance.
Organizations that wish to help business owners who are minorities can apply for assistance from the Minority Business Development Agency.
Grant amount depends on how many minority business owners there are in a community and where the organization is.
Small Business Administration Grant for Minorities
This assistance program is for disadvantaged small businesses. It provides financial assistance to get back challenges that would otherwise close their businesses.
The business owner must own at least 51 percent of the business and be an American citizen. The company must be a small, disadvantaged business and must show that it does have a chance of success.
The grant depends on how much the business will need to get back on track. This amount varies depending on the type of business and how far deep it is in debt.
Small business owners can seek money to grow or start their business by turning to the National Association for the self-employed. The funds can be used for computers, hiring employees, marketing, and farm equipment.
All applicants must be a NASE member, prove they have financial needs, and explain what they would do with the money. You must pass in a resume and a business plan with the application.
Grant amount depends on what the business needs; however, it doesn’t exceed $5,000.
USDA Grant for Minority
This grant helps maintain economic development in rural communities.
Only public entities, nonprofit corporations, higher education institutes, Indian tribes, and rural cooperatives can apply for this grant.
The maximum amount that you can receive from this grant is $100,000. The funding amount is approximately $2.6 million, which means they award many each year. However, it’s still competitive.
Personal Grants for Single Mothers
Walmart Awards Grants
Website: grants for single mothers
Walmart awards grants to organizations around the world. Many of these organizations help the hungry, women in business, and sustainability. There are four main programs Walmart runs for grants.
National Giving Program: This helps nonprofit organizations open up more chapters locally. The grants are usually $250,000 or more.
State Giving Program: Nonprofits can receive money to open chapters at the regional or state level. These grants are about $25,000 to $250,000.
Northwest Arkansas Giving Program: This program only awards organizations operating in Northwest Arkansas. The grant awards $10,000 or more.
Each grant program has its eligibility requirements, so it’s essential to check with the website for more information.
See the descriptions above.
Coca-Cola Programs and Grants
Coca-Cola provides grants to improve health, education, the environment, and research.
The grants are for individuals, religious organizations, and organizations that are political, legislation, and fraternal.
Grant amounts depend on the proposal submitted during the application process.
These grants fund programs that want to use AED & CPR equipment and provide training. These are life saving devices that you can use in public places.
They can consider any business, agency, or institution for this grant program. The application process is easy. All you have to do is complete the form only and either fax or mail it to them.
The grant covers the cost of the equipment.
The Children’s Health Insurance Program is a government one. It provides low-cost or free health insurance to children in the United States.
Families who have an income of 100% on the poverty line may be eligible for health coverage for their children.
This government program provides children with low-cost or free health care.
Food Research & Action Center (FRAC) Grant
This program enables students to purchase lunch at school for a lower price or free.
Families in financial need may be able to apply for assistance with paying for school lunch for their children. The income limits change each year; you can find them in section 9 of the National School Lunch Act.
This program is not a grant. If they award a child low-cost or free lunch, he will purchase lunch at school for the costing price.
Soroptimist Grants for Women and Girls
These grants are for women and girls. They help them with projects to improve the community. Some of these projects have helped domestic violence victims, reduced health for impoverished women, and job skills for those with disabilities.
All women in the United States are eligible to apply for a grant. The organization determines who receives the award by considering the project goals.
Grant amount depends on the project and how much it will cost for it to be a success.
CHIP Grant from Medicaid
This program helps children and teens receive low-cost health insurance – parents can also receive assistance. The financing comes from Medicaid and Children’s Health Insurance Program (CHIP).
Families must be in financial need and prove that they cannot afford health insurance. Health risks must also be present.
No grant amount; this only helps families unable to afford health insurance to cover healthcare costs.
Sunshine Lady Foundation and Women’s Independence Scholarship
The Sunshine Lady Foundation has a Women’s Independence Scholarship Program. This program helps women who have suffered intimate partner abuse by giving them money to seek higher education. The foundation can help them get a better job, so they don’t have to rely on someone who abuses them for financial help.
All applicants must be women and be a victim of intimate partner abuse. They must also be away from the partner for at least one year, be a U.S. citizen, prove financial need, be enrolled at a college/university, or show an intense desire to start.
Grant amounts depend on each woman’s situation and how much it will cost them to receive their desired education.
Daycare or Child Care Grants | Grants for Single Mothers
TANF Grant of Responsibility and Service Plan (RSP)
The childcare assistance program provides affordable child care to families with a low income.
The family must have a low income and be working. Some families may be receiving Temporary Assistance for Needy Families, so they must be following the Responsibility and Service Plan (RSP). Parents under the age of 18 must seek a high school degree. Those who are not in high school or do not receive TANF must be pursuing education for better employment opportunities.
Grant amount depends on how much the child care centers part of this program charge. The charges differ from one area to the next.
Child Care Development Fund
The Child Care Development Fund helps individuals with a low income who need affordable child care. It also helps communities by funding the development of child care centers and afterschool programs.
You must be able to prove you are in financial need. Child care centers must have a proposal showing how they would like to improve their facilities with the grant amount awarded.
Grant amounts differ for individuals and child care centers. The location determines the grant amount as well.
Head Start Grant
Head Start works with organizations across the county to help children from birth to five years old get the best start in life. This program is usually for families with a low income.
Before the age of five, children whose families cannot place them in preschool may be eligible to take advantage of Head Start.
Head Start is an educational program but comes at no cost.
Grants of University of Washington
This program allows you to have childcare payments taken out of your paycheck before taxes. They save you money because you pay taxes on less of your income.
If you want to take advantage of this program, your wages must be exempt from FICA.
A parent can deduct up to $5,000 for child care if filing a single tax return.
Learn more about the Dependent Care Assistance Program at this website.
Child Care Credit
The Child Care Credit is a tax credit. When filing taxes, parents can take the amount of money they spent on child care and use it as a deduction on their taxes. This program can decrease their tax responsibility.
The child must be under the age of 13. People who are physically or mentally disabled can also receive care. The cost can be deducted from taxable income.
This program is a tax credit, not a grant. In other words, it depends on how much you’ve paid for childcare and how much your income is.
Summary about Grants for Single Mothers
Parents in the US almost always face tremendous financial pressure in their lives. Hence, without resources and supports from the Government or their employers like paid maternity leave, universal health care, and preschool, raising a child (children) can become a financial hardship for a single parent.
Listed above are grants for single mothers to help them with rent, utility bills, child care, education, medication, housing, medical bills, and mortgage, among others. We have listed links to more than 50 grants that you could apply for today.
Moreover, below, we also provide grants for single mothers based on State or City.