Grants for Single Mothers

Grants for Single Moms – Free Government & NIH Funding

Single mothers with dreams have made them a reality with grants. Some have been able to seek higher education to prepare themselves for better job opportunities. Others have started their own business or grown one they already had.

Many mothers have just simply been able to care for their children by giving them a roof over their heads, nutritious foods, and quality health care. Grants have helped many women do what they knew they could do but didn’t have the money to do it.

What is a Grant?

A grant is a form of assistance given to you by an organization, corporation, foundation, educational institution, or trust. You don’t ever have to pay it back. Grants are different from loans because there’s no interest or repayment attached to them. It’s essentially money or assistance to use for what the grant guidelines specify. The bonus is grants are tax exempt.

How to Get a Grant as a Single Mother?

Grants are not easy to get. They are the most difficult because there aren’t as many available as scholarships and loans. However, to receive a commission, you must search, apply, and repeat.

One of the best places to find grants is online. Therefore, using major search engines such as Google, Bing, and Yahoo will bring up many grant opportunities. By following the links listed, you can usually find grants you can apply to online or send the required information by mail.

Besides using major search engines, you can also use websites that specialize in helping people find grants for their specific needs. For example, Grant Forward is a site that asks users to create a profile to find charges with their profile. Users can also use the site’s search engine to find grants based on keywords.

It can be useful to contact associations, foundations, and corporations in the industry you seek to use the grant. This is because these entities will often offer assistance for those who want to do something different in the industry or work in it by pursuing higher education.

To apply for grants, simply make sure you are eligible first. Because if you do not meet every single eligibility requirement, don’t fill in an application because they won’t consider you. Similarly, those giving out grants want to award money to specific people and rarely bend the rules.

If you meet all of the eligibility requirements, you can move on to completing the application and sending all of the information they request. In conclusion, once you send the grant package in for review, all that’s left to do is wait and apply to many more.

Types of Grants

1. Government Grants
2. College Grants
3. Financial Aid
4. Housing Grants
5. Business Grants
6. Small Business Grants
7. Minority Grants
8. Personal Grants
9. Daycare Grants

Government Grants for Single Mothers

The government has grants to give to people and organizations for various reasons. Since US tax dollars go into many of the grants awarded, the government also ensures they are strict with who and what they give.

The Small Business Administration, which is part of the federal government, awards grants to non-profit or educational organizations. Therefore, they do not give them to small businesses. However, state and local government programs can help small businesses in their community.

Some community grants at the state and local level receive aid. For example, some governments provide financial assistance to child care centers, tourism centers, and entities responsible for energy efficiency technology.

Block Grant

Communities sometimes receive a block grant from the U.S. government.  The HUD implemented the (CDBG) program in 1974 to help populations with their developmental needs.

There is a demand for initiatives such as these.

Eligibility Requirements

All applicants must have a low to moderate-income for the area they reside. Section 8 stipulates low to moderate-income of the low-income limit determined by HUD. Those who receive the grant must use at least 70 percent of it to support activities that help others with a low and moderate-income.

Grant Amount

There’s no set amount awarded. HUD determines how much each grant is after consulting the community’s needs. The poverty level, population, overcrowded housing, housing age, population growth, and how this compares to other metropolitan areas determine the requirements.

Website: HUD.GOV

NIH Grants (National Institute of Health)

The NIH awards grants to financially support initiatives to enhance health and increase people’s lives. Many of the charges are for those wanting to do research. Still, they are also providing for training, fellowships, conferences, and construction.

Eligibility Requirements

The NIH considers only highly scientific projects relevant to public health and falls within the NIH Institute and Center (IC). Eligibility requirements depend on the grant program for which you are applying. Still, most of them accept proposals from scientists, pre-doctoral students, and investigators. Many of the plans do not require applicants to be U.S. citizens, so if you are not, make sure the one you want to apply to accepts international candidates.

Grant Amount

Funds differ for every program, and they are different every year. Each year, the NIH obtains a budget from Congress. This budget comes from collaborating with scientists to figure out how much promising research they can do in the upcoming year. This information helps to come up with a figure to cover the cost. Then they submit the request to The United States Department of Health and Human Services for approval.

Website: NIH

WIA Grant (Workforce Investment Act)

The federal government implemented the Workforce Investment Act (WIA). This act aims to support workforce development activities on the state and local levels. The exercises put forth by WIA help people prepare for jobs and find them by offering classes, training, and job search tools.

Eligibility Requirements

All individuals using the services provided by WIA must be at least 18 years old. The benefits are for laid-off workers who won’t be returning to the same industry as they did before, displaced homemakers, and those who were self-employed.

Grant Amount

Job centers across the United States receive this grant. The amount each job center receives depends on the needs of each community. The more joblessness, the more funding they receive to help job seekers.

Types of Services:

1.    Core Services: This provides people with labor market information, skill level assessments, and job searching.

2.    Intensive Services: People who have completed one core service can move on to intensive services. These people cannot obtain or maintain employment despite the help they received from the core services. Intensive services assist with personal self-sufficiency to increase the likelihood users will sustain work.

3.    Training Services: If people cannot maintain employment after receiving core and intensive services, they move on to training services. This program finances training programs for individuals, so they have a higher chance of getting a job and keeping it. Every person receives an Individual Training Account to use for the training program selected.

Website: USDoL

Note: Each state varies in the services they offer.

TANF (Temporary Assistance for Needy Families)

TANF helps families in financial need achieve self-sufficiency. Each state receives a government block grant to provide services and money to families who meet the eligibility requirements. Some of the services families can receive from TANF are job training, counseling, education, and emergency funding.

Eligibility Requirements

Each state varies with its eligibility requirements. All states maintain that applicants must have dependent children or are in their last three months of pregnancy. All applicants must also be residents of the state where they apply and be U.S. citizens or eligible noncitizens.

Grant Amount

Grant amounts also vary among states.

The number of people receiving from TANF depends on the state’s money, which explains the discrepancy of the benefits some receive in one US state. For example, in 2011, the average TANF monthly assistance was $694, but in D.C., it was only $428. Individual differences are also factors since benefits are determined based on financial need.

Website: OfficeOfFamilyAssistance

WIC (Women, Infants, and Children)

WIC is known as the Special Supplemental Nutrition Program for Women, Infants, and Children. This federal program awards grants to states to help pregnant women or have children buy healthy foods, seek affordable health care, and attend classes about nutrition and breastfeeding.

The Special Supplemental Nutrition Program for Women, Infants, and Children (WIC) provides federal grants to States for supplemental foods, health care referrals, and nutrition education.

They are for low-income pregnant, breastfeeding, and non-breastfeeding postpartum women and infants and children up to age five who are at nutritional risk.

Eligibility Requirements

Only women and their children are eligible for WIC. They must either have a child five years or younger or be pregnant with a risk for nutritional deficiencies. Their income must also fall at or below 185 percent of the poverty line.

Specifically, women can receive assistance during pregnancy and six weeks after giving birth. Women can also apply for help for their children six months after birth. Breastfeeding mothers can receive support up to the child’s first birthday.

Infants can receive assistance until their first birthday. Children can receive it until their fifth birthday.

All applicants must reside in the US state to apply for financial assistance. There is no minimum time to be living in a state before appropriating, though.

As part of the screening process, all applicants must see a health professional (nurse, physician, or nutritionist) determine nutritional risk.

Grant Amount

There is no set grant amount awarded. Each state receives a different grant amount each year depending on the community’s needs. Each person gets benefits depending on their financial necessity and nutritional risk of themselves and their children.

Website: USDAFood&Nutrition

SNAP (Supplemental Nutrition Assistance Program)

SNAP helps low-income individuals and their families pay for nutritious food to maintain health through state agencies. The Food and Nutrition Service program connects with nutrition educators, community organizations, and state agencies to help people understand SNAP’s benefits and apply for them.

Eligibility Requirements

Countable resources cannot exceed $2,000; an example of a countable resource is a bank account.

The maximum countable resource for individuals 60 years or older is $3,250. Supplemental Security Income (SSI), Temporary Assistance for Needy Families, and retirement or pension plans are not countable resources.

SNAP gives income tests to those receiving TANF, SSI, or other assistance. These households must meet the gross and net tests. An older adult or someone on disability only has to meet the net income test.

Your gross income is your monthly income before taxes. It must be 200% of the federal poverty level for families with children, pregnant women, and people over 60. Gross income must be 130% of the government poverty level for those between the ages 18 to 60, are not disabled, and do not have any children under 19 living there. It also applies to households with sanctioned members.

Net income is the money you receive after taxes and all other deductions.

Netto monthly income allowed for SNAP:

(Oct. 1, 2013 through Sept. 30, 2014)

Household Size Gross monthly income(130 percent of poverty) Net monthly income(100 percent of poverty)
1 $1,245 $ 958
2 1,681 1,293
3 2,116 1,628
4 2,552 1,963
5 2,987 2,298
6 3,423 2,633
7 3,858 2,968
8 4,294 3,303
Each additional member +436 +335
Grant Amount

Benefits are called allotments. The allotment for each household is determined by multiplying the net monthly income by .3 and then subtracting the maximum allotment amount for the household’s size.

Maximum allotment amounts are as follows:

(November 1, 2013, through September 2014)

People in Household  Max Monthly Allotment
1  $    189
2  $    347
3  $    497
4  $    632
5  $    750
6  $    900
7  $    995
8  $  1,137
Each additional person  $    142
Website: USDAFood&Nutrition


Individuals and families receive free or low-cost health insurance with Medicaid. Children may receive coverage from the Children’s Health Insurance Program (CHIP).

Eligibility Requirements

Low-income individuals and families may be eligible for Medicaid or CHIP. Eligibility requirements vary from one state to another, but they all use the Federal Poverty Level (FPL) to calculate eligibility. As of January 1, 2014, the Affordable Care Act created a minimum eligibility level of 133% of the FPL.

Grant Amount

Every state determines the Medicaid and CHIP benefits for its recipients. All states have mandatory services they must provide, according to the United States Federal Government.

These mandatory benefits are:
  •  Inpatient hospital services
  • Outpatient hospital services
  • Nursing Facility
  • Home Health
  • Physician
  • Rural health clinic
  • Federal health clinic
  • Laboratory and X-ray
  • Family planning
  • Nurse midwife
  • Certified Pediatric and Family Nurse
  • Birth center
  • Medical care transportation
  • Tobacco cessation counseling for pregnant women

Website: MedicAid

EITC (Earned Income Tax Credit)

Those with a low income may be able to keep more of their money they earned. With the EITC, the government may lower tax responsibility in the form of a tax credit.

Eligibility Requirements

Anyone interested in the EITC must have social security and earned an income in the last year.

Income must be less than:
  • $37,870 with one qualifying child
  • $43,038 with two qualifying children
  • 46,227 with three or more qualifying children

A qualifying child must have a social security number. He or she must be a son, daughter, sibling, step-sibling, niece, nephew, grandchild, adopted, step, or foster. The child must be younger than you by the last day of the year and be under 19 years old or 24 years old if a full-time college student. He or she must live with you for half the year and cannot claim anyone else’s tax return.

In addition to the income requirements, you must not have more than $3,300 in income from investments, file your taxes “married, filing jointly,” claim as a qualifying child, or claim foreign income.

Grant Amount

The amount depends on how much you earned and how much you owe in taxes.

Website: IRS

College Grants for Single Mothers

Teach Grant

This grant helps people wanting to seek higher education to become a teacher. There are strict stipulations that come with the assistance; otherwise, the awarded amount turns into a loan. To receive the TEACH Grant Agreement to Serve states, you need to teach in a high-needs field at an elementary, secondary, or educational service agency for low-income families. You must work in one of these settings for at least four years within eight years of completing the teaching program.

Eligibility Requirements

To sign the TEACH Grant Agreement to Serve isn’t the only eligibility requirement. Interested applicants must meet the federal student aid programs’ criteria and complete the Free Application for Federal Student Aid. They must also be in a school and program recognized by the TEACH Grant Program and maintain a GPA of 3.25 or higher. The final requirement is to seek TEACH Grant counseling, which explains the terms and conditions of your obligation following graduation.

Grant Amount

Students of the TEACH Grant Program can receive up to $4,000 a year to cover education costs.

Website: FederalStudentAid

MacArthur Genius Grant

The MacArthur Genius Grant is also known as the MacArthur Fellowship. It’s a five-year grant for individuals with exceptional creativity. The offering enables highly innovative people to pursue their passions to develop outstanding advancements. There are no conditions on the budget. When people accept this grant, they can do whatever they please. However, they expect the grantee to further their creativity and to do great things in life with this award.

Eligibility Requirements

Individuals cannot apply for this grant; only nominated. Exceptional creativity gets exhibited with achievements and a portfolio. The foundation favors those who are limited in pursuing their extraordinary passions because of money. All nominees must be U.S. citizens, not held electives for office, or be in a high government position.

Grant Amount

MacArthur Fellowship awards a stipend of $625,000, paid in quarterly installments for five years.

Website: MacArthurFoundation

NSF Grants (National Science Foundation)

Individuals interested in research and education in the science and engineering field may want to search the National Science Foundation database of grants. This foundation awards many donations to advance the science and engineering industries. The foundation provides 20 percent of the federal funding that goes into research.

Program areas include:
  • Biological Sciences
  • Computer & Information Science & Engineering
  • Education and Human Resources
  • Environmental Research & Education Geosciences
  • International & Integrative Activities
  • Mathematical & Physical Sciences
  • Social, Behavioral & Economic Sciences
Eligibility Requirements

Eligibility requirements differ depending on the grant opportunity. It’s essential to review the eligibility requirements listed for the particular program.

Grant Amount

Grant amounts vary greatly depending on the project. It also depends on your proposal and the availability of funding.

Website: NationalScienceFoundation

SMART Grant, ACG (Academic Competitiveness Grant)

The Academic Competitiveness Grant (ACG) and the National Science and Mathematics Access to Retain Talent, the National SMART Grant, help students grow in math and science. The purpose of the grant is to persuade students to take more challenging courses in high school to be more successful in college. It’s also hoped these grants will lead students to sign in some of the most challenging disciplines such as technology, engineering, mathematics, science, and foreign language.

Eligibility Requirements

For these grants, students must hold a GPA of at least 3.0. The National SMART Grant requires students to be also receiving the Pell Grant. All applicants must be U.S. citizens and be in a school where they can earn a four-year degree.

Grant Amount

All grant awardees receive $4,000 a year to pay for tuition and other school-related fees. This money does not affect other states and federal grants received.

Website: USDE

Both of these grants are competitive, but students with eagerness in the disciplines mentioned above should apply if they are eligible.

AAUW (American Association of University Women)

The AAUW has many grants and fellowships available to women: American Fellowships, Career Development Grants, Community Action Grants, International Fellowships, International Project Grants, Selected Professions Fellowships.

The American Fellowships help scholarly women complete their dissertations by giving them the financial support to do the research they need to do for it. These fellowships also provide support to research studies worthy of publication. Students and professionals in a tenure-track, who are part-time faculty or established researchers, may apply—the only people who cannot participate are tenured professors.

Empowering women, one grant at a time.

Career Development Grants help women who want to advance their careers or pursue re-entry into the workforce. The grants need to be used to pay for educational costs when seeking higher education. Women must have a bachelor’s degree, be U.S. citizens, and earned their degree before June 30, 2009.

The goal is to make sure all women and girls understand that they deserve just as much as anyone else.  There are one-year grants and two-year grants. The one-year grants go to community-based projects. The two-year grants help programs in communities provide young women activities to help them develop confidence and gain knowledge to become leaders and advocate for others. For both types of annuities, women need to be U.S. citizens. Organizations must be running a nonpartisan program in the United States and significantly influencing women.

The International Project Grants are for women who complete the AAUW International Fellowship.  Grants can be as much as $7,000. They assist women with their education that will lead them to improve society and empower women across the country.

Eligibility Requirements

Each grant’s eligibility is different; however, all of them are for women who are U.S. citizens or permanent residents. Other factors include being active in the community, proof of academic achievement, and excellent project design.

Grant Amount

The grant amount depends on the one awarded and the project’s financial needs.

Website: AAUW


Financial Aid for Single Mothers

FSEOG Grant (Federal Supplemental Educational Opportunity Grant)

The FSEOG can help individuals pay for their higher education. The financial aid office at a college or university will use the grant to credit awardees’ accounts. Only some schools receive the FSEOG, so students must check with their financial aid office to determine if it’s available.

Eligibility Requirements

Individuals must be enrolled in a college or university participating in the program. They must also complete the Free Application for Federal Student Aid (FAFSA). Students who receive the Federal Pell Grant will need to use that first and then the awarded amount from the FSEOG.

Grant Amount

Grant amount varies depending on financial need. Most individuals receive anywhere between $100 and $4,000. The funding the school gets also determines how much awardees receive.

Website: USDE1

FAFSA Grants

FAFSA grants are available after individuals complete the Free Application for Federal Student Aid (FAFSA). The Federal Pell Grant and the Federal Supplemental Educational Opportunity Grant (FSEOG) are the grants eligible applicants usually receive. With the Federal Pell Grant, students receive money. The attending college or university governs the FSEOG. They use the money to credit students’ accounts when awarded a certain amount. The cash or award must also pay for tuition, books, and other college-related fees.

Eligibility Requirements

Individuals must show they are in financial need. They also must be enrolled in a college or university full-time or part-time.

Grant Amount

The Federal Pell Grant awards students based on their financial needs. The government also considers the school’s cost and whether the applicants are enrolled full or part-time. In the academic year 2011 to 2012, the average award amount for the Federal Pell Grant was $5,500.

Website: FederalStudentAid

Pell Grants

The Federal Pell Grant comes from the government. The money is given to students to pay for tuition and other college-related costs. Once a student receives the Pell Grant, they will hold it each year until graduation.

Pell Grant Application Process

To apply for the Pell Grant, all you have to do is complete the FAFSA. This application is one the government uses to determine if you are in financial need to receive tuition costs.

Pell Grant Eligibility (requirements, qualifications)

Federal Pell Grants are for undergraduate students seeking a bachelor’s degree. Some people can receive this award if they seek a post-baccalaureate teacher certification program. All awardees must prove they are in financial need.

Award Amount

The maximum amount for the academic year 2013-2014 was $5,645. For 2014, it was $5,730.

The amount a student receives depends on:

  • Financial need
  • Tuition cost
  • Full or part-time status
  • Full academic year or only part of it

Housing Grants 

FEMA Grants (Federal Emergency Management Agency)

FEMA helps state and local governments prepare for disasters. The money allotted to each government agency is a method to prevent a catastrophe, respond to one, and recover from it. The grant can be used for acts of terrorism as well.

There are many grants awarded:
  • Preparedness Grants
  • Assistance to Firefighters Grants
  • Hazard Mitigation Assistance Grants
  • Hazard Mitigation Grant Program
  • Pre-Disaster Mitigation
  • Flood Mitigation Assistance
  • Disaster Grants
  • United States Fire Administration Grants
Eligibility Requirements

Only government entities can apply for FEMA. Victims of a disaster can seek assistance from state and local governments but will not receive grants. For example, if you need flood recovery assistance, you can seek financial help from your local FEMA agency because they should have received a Flood Mitigation Assistance grant.

Grant Amount

Grant amounts vary per state and local government agency. Each community has its level of risk for disasters and potential consequences. They use this level of risk to determine how much they receive from FEMA grants.

Website: FEMA

HUD Grants (Housing and Urban Development)

HUD provides money to organizations and groups across the country. They use this money to build housing and support those unable to sustain their accommodation.

Eligibility Requirements

There are many funds available to organizations and groups. They list these funds in a database called SuperNOFA. Only organizations and groups specializing in helping people in a community seek safe, healthy housing can apply for them.

Grant Amount

The grant amount depends on the grant and the organization or group that needs it. HUD will review the community’s financial needs, and the organization/group serves to determine how much they should receive.

Website: HUD.GOV

Section 8 Housing Program

The government has money to help families, seniors, and people who are disabled afford a safe place to live. The family can use the money to live in a single-family home, townhouse, or apartment. Those who receive Section 8 can choose where they live, but the housing must be part of the problem. Those in need of housing assistance need to make an appointment with their local public housing agency (PHA).

Eligibility Requirements

Each PHA determines what families, seniors, or people who are disabled receive for housing. The PHA uses income and family size to determine the exact amount. Most agencies require applicants’ incomes not to exceed 50% of the community’s median income. This program is only for US citizens and those with valid immigration status.

Grant Amount

Grant amounts depend on income and family size. It also depends on the cost of housing. At times, an agreement is achieved between the Section 8 agency and the apartment or townhouse’s landlord to make it possible for someone to live in it.

Website: HUD.GOV

The HUD website has a lot more information about finding the PHA for your area and what you need to do to apply for this financial assistance for housing.

LIHEAP (Low Income Home Energy Assistance Program)

This program helps families who have difficulty paying for heating, cooling, and electricity bills.

You can use the money given for:
  • Home energy
  • Crises with energy
  • Weatherization
  • Home repairs to decrease energy costs
Eligibility Requirements

Individuals who receive LIHEAP have a low income of 150 percent of the poverty line. The only exception is when the state’s median income is 60 percent higher. However, the eligibility criteria cannot be less than 110 percent of the poverty line.

Grant Amount

The grant amount depends on the individual’s financial need requesting assistance and the bills or repairs.

Website: OfficeOFCommunityServices


Note: This program is available through local social services agencies, but you can find out more about it at this Health and Human Services government website.

ADDI (American Dream Down Payment Initiative)

Down payments and closing costs are the two biggest challenges for people who want to buy a house. ADDI helps first-time homebuyers purchase a home by paying for the down payment or closing costs.

Eligibility Requirements

One first-time home buyer can be eligible for the assistance ADDI provides. The money awarded must be used to purchase a house, condominium manufactured home or cooperative unit. Those who can receive the ADDI must have an income that doesn’t exceed 80% of the area’s median income.

Grant Amount

Each home buyer’s amount depends on their income and the down payment and closing costs.

Website: HUD.GOV

HOME Investment Partnership Program

This program provides grants to state agencies and communities to fund activities that will increase the housing opportunities for low-income families. This money can help build new homes and buy older ones, so people can use them to provide quality housing. The program is the largest Federal block grant available for low-income families needing housing assistance.

Eligibility Requirements

All states are eligible to receive funding from this program.

Grant Amount

Each state can receive at least $500,000. The total amount depends on how many families need housing and how many housing opportunities there are.

Website: HUD.GOV

Housing Counseling Assistance Program

This program offers counsel to people who want to rent or own a house. They help people learn how to budget to make their payments each month. They offer all their services through a housing counseling agency that is HUD-approved.

Eligibility Requirements

Anyone who is renting or owning a home can take advantage of this program.

Grant Amount

HUD must approve housing counseling agencies to provide this program. Agencies must apply for approval from HUD.

Website: HUD.GOV


Business Grants 

CDFI (Community Development Financial Institution)

The CDFI program helps people with a low income by providing financial products and services. They award two awards to financial institutions: Financial Assistance and Technical Assistance.

Eligibility Requirements

For a community development financial institution to apply for an award, a community development financial institution must receive CDFI Fund certification.

Grant Amount

The award amount depends on the number of people in the community who need a financial institution’s assistance.

Website: CDFI7044_ID_CMYK

Make Mine a Million $ Business.

This competition helps business owners make a million dollars. The goal is to encourage small business owners to increase their revenue to help the economy.

Eligibility Requirements

Anyone running a business can join this competition.

Grant Amount

There is no money involved; this is simply to motivate entrepreneurs to scale their business.

Website: Count Me In

PeaChic Grant

This grant is for women who are running their businesses. The purpose is to help women launch or expand their businesses.

Eligibility Requirements

The only eligibility requirement is that the applicant must be a woman with a business or intention of starting a business.

Grant Amount

Women can receive $500 to help with marketing, supplies, and other expenses that come with growing or starting a business.

Website: PeaChic

Small Business Grants for Single Mothers

(SBA) Small Business Administration

The Small Business Administration is brought to you by the United States Government. It helps small business owners or those hoping to start one. It provides numerous resources and financial assistance programs.

Eligibility Requirements

There are no eligibility requirements. You simply need to either run a business or want to run one.

Grant Amount

There are many grants available. They all differ in how much they award business owners.

Website: SBA

SBIR Grants (Small Business Innovation Research)

Congress implemented a Small Business Innovation Research program. This program awards approximately $2 billion to small businesses each year.

Eligibility Requirements

Eligibility requirements include owning a small business with less than 500 employees. The company must be for-profit, be in the United States, and be held by a United States citizen.

Grant Amount

The grant amount depends on what the business would like to do with it. The purpose is to use the money to research to grow the business. The company can explore this in the products or services offered to consumers.

Website: SBIR

STTR (Small Business Technology Transfer Program)

STTR is a program that helps small business owners by funding research and development projects. The goal of the program is to expand the public/private sectors. It also wants to have a part in science and technology innovation.

Eligibility Requirements

Those interested in participating in the program must own a business in the United States. It must be a for-profit business and have less than 500 employees. The researcher does not have to be employed by the small business.

Grant Amount

The grant amount depends on the cost of the research project.

Website: SBA

Minority Business Grants 

MBDA (Minority Business Development Agency)

This agency funds organizations that help small business owners who are considered part of the minorities. These organizations help minority business owners by providing counseling and financial assistance.

Eligibility Requirements

Organizations that wish to help business owners who are minorities can apply for assistance from the Minority Business Development Agency.

Grant Amount

Grant amount depends on how many minority business owners there are in a community and where the organization is.

Website: MBDA

SBA 8(a) Business Development Program

This assistance program is for disadvantaged small businesses. It provides financial assistance to get back challenges that would otherwise close their businesses.

Eligibility Requirements

The business owner must own at least 51 percent of the business and be an American citizen. The company must be a small, disadvantaged business and must show that it does have a chance of success.

Grant Amount

The grant depends on how much the business will need to get back on track. This amount varies depending on the type of business and how far deep it is in debt.

Website: SBA

NASE Growth Grants (National Association for the Self-Employed)

Small business owners can seek money to grow or start their business by turning to the National Association for the self-employed. The funds can be used for computers, hiring employees, marketing, and farm equipment.

Eligibility Requirements

All applicants must be a NASE member, prove they have financial needs, and explain what they would do with the money. You must pass in a resume and a business plan with the application.

Grant Amount

Grant amount depends on what the business needs; however, it doesn’t exceed $5,000.

Website: NASE

USDA Grant (Rural Business Opportunity Grant)

This grant helps maintain economic development in rural communities.

Eligibility Requirements

Only public entities, nonprofit corporations, higher education institutes, Indian tribes, and rural cooperatives can apply for this grant.

Grant Amount

The maximum amount that you can receive from this grant is $100,000. The funding amount is approximately $2.6 million, which means they award many each year. However, it’s still competitive.

Website: USDA

Personal Grants for Single Mothers

Walmart Grants

Walmart awards grants to organizations around the world. Many of these organizations help the hungry, women in business, and sustainability. There are four main programs Walmart runs for grants.

National Giving Program: This helps nonprofit organizations open up more chapters locally. The grants are usually $250,000 or more.
State Giving Program: Nonprofits can receive money to open chapters at the regional or state level. These grants are about $25,000 to $250,000.
Northwest Arkansas Giving Program: This program only awards organizations operating in Northwest Arkansas. The grant awards $10,000 or more.

Eligibility Requirements

Each grant program has its eligibility requirements, so it’s essential to check with the website for more information.

Grant Amount

See the descriptions above.

Website: Walmart

Coca Cola Grants

Coca-Cola provides grants to improve health, education, the environment, and research.

Eligibility Requirements

The grants are for individuals, religious organizations, and organizations that are political, legislation, and fraternal.

Grant Amount

Grant amounts depend on the proposal submitted during the application process.

Website: CocaColaFoundation

AED Grants

These grants fund programs that want to use AED & CPR equipment and provide training. These are lifesaving devices that you can use in public places.

Eligibility Requirements

They can consider any business, agency, or institution for this grant program. The application process is easy. All you have to do is complete the form only and either fax or mail it to them.

Grant Amount

The grant covers the cost of the equipment.

Website: AEDGrant

CHIP (Children Health Insurance Program)

The Children’s Health Insurance Program is a government one. It provides low-cost or free health insurance to children in the United States.

Eligibility Requirements

Families who have an income of 100% on the poverty line may be eligible for health coverage for their children.

Grant Amount

This government program provides children with low-cost or free health care.

Website: CHIP

NSLP (National School Lunch Program)

This program enables students to purchase lunch at school for a lower price or free.

Eligibility Requirements

Families in financial need may be able to apply for assistance with paying for school lunch for their children. The income limits change each year; you can find them in section 9 of the National School Lunch Act.

Grant Amount

This program is not a grant. If they award a child low-cost or free lunch, he will purchase lunch at school for the costing price.

Website: FRAC

Soroptimist Club Grants

These grants are for women and girls. They help them with projects to improve the community. Some of these projects have helped domestic violence victims, reduced health for impoverished women, and job skills for those with disabilities.

Eligibility Requirements

All women in the United States are eligible to apply for a grant. The organization determines who receives the award by considering the project goals.

Grant Amount

Grant amount depends on the project and how much it will cost for it to be a success.

Website: Soroptimist

Insure Kids Now

This program helps children and teens receive low-cost health insurance – parents can also receive assistance. The financing comes from Medicaid and Children’s Health Insurance Program (CHIP).

Eligibility Requirements

Families must be in financial need and prove that they cannot afford health insurance. Health risks must also be present.

Grant Amount

No grant amount; this only helps families unable to afford health insurance to cover healthcare costs.

Website: InsureKidsNow

Sunshine Lady Foundation

The Sunshine Lady Foundation has a Women’s Independence Scholarship Program. This program helps women who have suffered intimate partner abuse by giving them money to seek higher education. The foundation can help them get a better job, so they don’t have to rely on someone who abuses them for financial help.

Eligibility Requirements

All applicants must be women and be a victim of intimate partner abuse. They must also be away from the partner for at least one year, be a U.S. citizen, prove financial need, be enrolled at a college/university, or show an intense desire to start.

Grant Amount

Grant amounts depend on each woman’s situation and how much it will cost them to receive their desired education.

Website: TheSunshineLady

Daycare or Child Care Grants

CCAP (Childcare Assistance Program)

The childcare assistance program provides affordable child care to families with a low income.

Eligibility Requirements

The family must have a low-income and be working. Some families may be receiving Temporary Assistance for Needy Families, so they must be following the Responsibility and Service Plan (RSP). Parents under the age of 18 must seek a high school degree. Those who are not in high school or do not receive TANF must be pursuing education for better employment opportunities.

Grant Amount

Grant amount depends on how much the child care centers part of this program charge. The charges differ from one area to the next.

Website: CCAP

CCDF (Child Care Development Fund)

The Child Care Development Fund helps individuals with a low income who need affordable child care. It also helps communities by funding the development of child care centers and afterschool programs.

Eligibility Requirements

You must be able to prove you are in financial need. Child care centers must have a proposal showing how they would like to improve their facilities with the grant amount awarded.

Grant Amount

Grant amounts differ for individuals and child care centers. The location determines the grant amount as well.

Website: OfficeOfChildCare

Head Start

Head Start works with organizations across the county to help children from birth to five years old get the best start in life. This program is usually for families with a low income.

Eligibility Requirements

Before the age of five, children whose families cannot place them in preschool may be eligible to take advantage of Head Start.

Grant Amount

Head Start is an educational program but comes at no cost.

Website: OfficeOfHeadStart

Dependent Care Assistant Programs

This program allows you to have childcare payments taken out of your paycheck before taxes. They save you money because you pay taxes on less of your income.

Eligibility Requirements

If you want to take advantage of this program,  your wages must be exempt from FICA.

Grant Amount

A parent can deduct up to $5,000 for child care if filing a single tax return.

Website: UniversityOfWashington

Learn more about the Dependent Care Assistance Program at this website.

Child Care Credit for Single Moms

The Child Care Credit is a tax credit. When filing taxes, parents can take the amount of money they spent on child care and use it as a deduction on their taxes. This program can decrease their tax responsibility.

Eligibility Requirements

The child must be under the age of 13. People who are physically or mentally disabled can also receive care. The cost can be deducted from taxable income.

Grant Amount

This program is a tax credit, not a grant. In other words, it depends on how much you’ve paid for childcare and how much your income is.

Grants for Single Mothers by State or City:

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