How to Avail Unemployment Benefits

Last Updated on January 31, 2024 by Lori Pace

Who can apply, and how do I even file an unemployment claim? Although being laid off from work may not be desirable, single moms and families on a fixed income may be eligible for unemployment insurance. However, only if they cannot work due to no fault of their own.

On this page, we’ll go through the basics of the program, show you what advantages it can offer, and walk you through the process of submitting a UI claim to qualify for assistance.

Unemployment Benefits Overview:

Suppose you are a single mother who has lost her job due to no fault of your own and meets the state’s eligibility criteria. In that case, the Unemployment Insurance Program will help you.

As someone who’s been through the unemployment process, I can tell you that it’s important to be aware that all benefits received through an unemployment claim are taxable. This means you’ll need to report them as part of your income tax return. Additionally, you’ll generally receive unemployment insurance payments from the state where you worked, and eligibility and benefit amounts are determined by state authorities. It’s crucial to check with your specific state’s labor department for the most accurate information.

The duration of unemployment benefits varies depending on several factors. Generally, it’s tied to how long you were previously employed and your earnings during that time. For example, if you’ve worked for an extended period, you may be eligible for benefits for a longer duration. However, it’s important to note that the UI requirements typically cap assistance at a maximum of 26 weeks. To understand the specifics that apply to your situation, reach out to your state’s labor department, as their guidelines can offer more detailed insights tailored to your unique circumstances.

Unemployment benefits are a financial lifeline, and the amount you receive can vary significantly based on your prior earnings. For instance, in my experience, these benefits typically start at around $300 per week. It’s important to note that state laws aim to replace about half of your prior earnings, but these percentages can vary from state to state. In Alaska, it’s approximately 33.9 percent, while in Hawaii, it’s roughly 54.3 percent. Keep in mind that these figures are subject to change, so always check your state’s latest guidelines for accurate information.

For more detailed and up-to-date information on unemployment benefits, I recommend visiting the official website of your state’s labor department. They provide comprehensive resources, eligibility criteria, and contact details. This direct source ensures you’re getting the most accurate and current information about the benefits you’re entitled to.

How to File an Unemployment Claim:

To apply for unemployment benefits, you typically need to submit an application to your local State Unemployment Insurance Office. Keep in mind that the specific process and office location may vary depending on your state, so it’s advisable to visit your state’s labor department website or contact them directly for precise instructions and the correct office location.

Contact Information:

Using the online locator app, you can find your nearest Unemployment Insurance Office’s contact information.

Suppose you have any questions about Unemployment Insurance Fund compensation. In that case, you can contact the Work and Training Administration of the United States Department of Labor by sending an email to or calling the office at 877-872-5627.


Having personally experienced the Unemployment Insurance Program as a single mother, I can emphasize the significance of these benefits. I’ve navigated the challenges and uncertainties that come with unemployment, and I believe that the program can be a vital resource for single mothers and families in need. It’s more than just a list of benefits; it’s a lifeline for those facing financial hardships

Lori Pace
Lori Pace

Lori Pace is a single mother of three daughters ages 7 and under. As a working mom from home, she balances kids, work and two crazy dogs with humor and love. Follow Lori as she honestly gives tips and advice based on her own experiences as a single mom!