Foreclosure Assistance Programs for Single Mothers

Last Updated on September 12, 2023 by Lori Pace

Single moms facing foreclosure can learn how to obtain forbearance grants in this article.

Firstly, support services are available if your home is at risk of foreclosure. Secondly, we’ve sorted them for you in this article, so your resources are easy to find. Finally, examine what these various tools can do to help you stay at home.

Forbearance Grants for Single Moms

MHA Program

Making Home Affordable is a set of services for anyone who is having trouble paying their mortgage. Depending on the type of assistance provided, there are many benefits available. Single mother grants can be learned more about by visiting their website or calling (888) 995-HOPE.


The Home Affordable Modification Program allows you to get your mortgage payments lowered depending on your gross income, making it more likely that you’ll be able to pay your bill. The improvements made possible by HAMP are long-lasting. Call (888) 995-4673 to learn more about single mom benefits.


When homeowners cannot qualify for other refinancing options, the Home Affordable Refinance Program allows them to lower their interest rates, reduce their payments, or take advantage of other refinancing options. Call your mortgage lender or any HARP lender for more information. Call (800) 7-FANNIE or (800) FREDDIE to find out more.


The Hardest Hit Fund is for people who live in areas experiencing the most economic hardship. The government has until 2020 to decide how they’ll be spending the funds. Visit their website to learn more about your state and what they can do to assist you.

Military Options

Although military personnel is protected from foreclosure for up to 9 months after leaving active duty, it isn’t always enough to keep them from losing their homes. There are military hardship programs that can assist you. By calling (800) 232-6643, you can get more information.

Military Forbearance

Military forbearance is available to service members who have been injured and are currently experiencing financial difficulties. To learn more, contact the Department of Veterans Affairs at (877) 827-3702.

Neighborhood Stabilization Program

With the Neighborhood Stabilization Program’s help, you can complete down payments and home purchases. The main goal is to re-establish community stability in areas with foreclosures and abandonment. For more information on single mom benefits, call (888) 995-HOPE.

HUD Foreclosure Counseling

When single mothers are in danger of losing their homes, the Obama administration made it possible for them to receive free counseling services. Each state has its own set of attractions, which you can learn about on their site. You can also call (202) 708-1112 to reach your local HUD office.

State Housing Agencies

Every region of the United States has a state housing agency whose sole purpose is to assist people with any housing financing questions or issues that may arise. You can look up your state on their website. You can also call the National Council of State Housing Agencies at (202) 624-7710 for advice on what to do in your state.

Have peace of mind knowing that agencies want to keep you at home if something unexpected happens. Contact them right away if you’re in danger of losing your home. However, if you haven’t found what you’re looking for, check out our housing assistance for single moms page for more information.

Lori Pace
Lori Pace

Lori Pace is a single mother of three daughters ages 7 and under. As a working mom from home, she balances kids, work and two crazy dogs with humor and love. Follow Lori as she honestly gives tips and advice based on her own experiences as a single mom!