Help With Bills In New York

Last Updated on January 31, 2024 by Lori Pace

New York’s low-income residents and single mothers are most likely to experience financial stress when it comes time to pay their utility bills. It doesn’t matter if you live in your own home or rent an apartment. Paying your bills can be difficult if you don’t have a steady income. New York State offers a program that will help you pay your bills and make ends meet. 

Utility Bills Help In New York

ConEdison – Community Power

Community power can help you save money on your electricity bill. How does it work Participation in the program gives you a portion of clean solar energy produced by panels on New York City Housing Authority’s roofs. You get a portion of the energy produced by the panel each month as a participant in this program. The energy is converted into dollars and added to your electric bill as a credit. To qualify for assistance, you must be a Con Edison customer.

Utility Bills Help In New York

Home Water Assistance Program (HWAP)

HWAP helps low-income homeowners pay their water bills and sewer bills. This program is open to homeowners who live in New York City. If your property is a single, two, three or four-family residence, you are eligible. HWAP doesn’t require you to sign up. If you meet all requirements (including income and residency limits), then you will automatically be eligible for the program benefits.

Lifeline Telephone Service

New York Lifeline Telephone Service works with telephone companies to help low-income homeowners, single mothers included, cut their phone bills. This program will help you stay connected. You can get a discount on your home phone service or wireless service through the program. The discount is only available for one household. Program benefits include bill credit, voice and mobile data usage allowances, as well as additional discounts. Your provider will determine how much money you can save on your phone bills and what program benefits you receive.

Home Energy Assistance Program (HEAP)

Home Energy Assistance Program Heap

HEAP’s purpose is to provide energy assistance for the New York City low-income population. This program helps low-income households pay heating and cooling bills. Homeowners who qualify are eligible for emergency benefits. This program is designed to protect families from the effects of extreme cold. If you are below the poverty level in your locality, you may be eligible for benefits. Your household size and income will determine how much assistance you can receive.

Help With Healthcare And Transportation Bills In New York

Resource, Entitlement and Advocacy Program (REAP)

REAP is offered by the Social Work Services Department at Mount Sinai Hospital in New York. This program helps single mothers and low-income individuals who need help paying their medical bills. The government offers a range of health insurance services through REAP. These include Child Health Plus and Medicaid through New York State’s health insurance marketplace. This program provides services for patients who are admitted to one of the Mount Sinai healthcare facilities.

Community Arranged Resident Transportation Program (CART)

CART has provided transportation services to low-income seniors in New York State for over 30 years. CART has helped thousands of seniors, even those in wheelchairs, get to their destinations. This program allows you to travel anywhere you wish, including hospitals, religious sites, cultural events, and theatres.

Food And Meals Help In New York

Supplemental Nutrition Assistance Program (SNAP)

SNAP is a program that helps low-income New Yorkers buy food. SNAP provides benefits for low-income residents to help them buy food at their local grocery stores. Find out if you are eligible for this program assistance. The Nutrition Outreach and Education program (NOEP) can help you determine if you’re eligible. This program will help you collect all necessary documents and assist with completing and applying for SNAP assistance.

Household Items And Clothing Help

America’s Best Donation Pickup Program

The Vietnam Veterans of America manages America’s Best Donation Pickup Program. This program supports low-income veterans. You can help veterans by scheduling a pickup of household items you don’t use.


New Yorkers have the opportunity to donate or obtain second-hand clothing, shoes, and accessories. DonateNYC can help you, whether you’re a single mom looking for clothing help, a community group seeking donations, or a company in need of surplus items.

Lori Pace
Lori Pace

Lori Pace is a single mother of three daughters ages 7 and under. As a working mom from home, she balances kids, work and two crazy dogs with humor and love. Follow Lori as she honestly gives tips and advice based on her own experiences as a single mom!