Housing Assistance for Single Mothers

Housing Assistance For Single Mothers

Housing assistance for single mothers from the government and organizations across the country is available to help you with the cost. All you need to do is find out where you need to apply for it.

When there’s only one income coming into a household, it can be challenging to afford a place to live that is safe for you and your children. Many low-cost housing options are indeed in high-crime areas, but there is hope for a safer place to live.

Types of Housing Assistance for Single Mothers

Emergency Housing

Emergency housing helps people who find themselves without a roof over their heads for a short period. This emergency may be because of a domestic violence situation or a fire destroyed where they were living before. Emergency housing options include shelters, boarding homes, group homes, and even hotel rooms paid for by social services and other organizations.

Affordable Housing

Affordable housing has low-cost rent or, in some cases, a low monthly mortgage payment. It can be granted with Section 8 vouchers or as part of a neighborhood where they offer apartment units and houses at a reduced price.

Low Income Housing

This housing is only for people with a low income. There is usually a maximum amount of money someone can earn before they can live in the apartment, townhouse, or house.

Rental Assistance

Rental assistance helps people with their rent. The government or organization will give people money to use towards their rent or work with the landlord to decrease the rent for the resident.

Emergency Housing for Single Mothers

Emergency Solutions Grants (ESG) Program

The Emergency Solutions Grants (ESG) program is for non-profit organizations. It’s also for state and local government agencies to fund housing options for low-income people. The money runs homeless assistance programs throughout communities to help individuals and families needing housing stability after homelessness.

Eligibility Requirements

This grant program provides funding to agencies providing shelters and programs such as street outreach, homelessness prevention, and data collection.


Website: HUD Benefits


Camillus House – Housing Assistance for Moms

The Camillus House used to provide shelter to Cuban refugees. Now, it provides housing and services to impoverished or homeless people. Most of the people who use the Camillus House services do not have any other assistance available to them. They have no money, housing, or family to help them. The Camillus House strives to be their family.

Eligibility Requirements

Eligibility depends on availability and needs. People suffering through the direst circumstances end up receiving the most help. To determine whether you can receive assistance, you need to apply.

Website: Camillus House

Emergency Shelter Program

The Emergency and Funding Shelter Program by the United Way provides funding to human services agencies to help communities build, rebuild, and purchase housing for people with a low income. This program is only for private and public agencies.

Eligibility Requirements

Non-profit, state, and local government agencies are eligible to receive this funding. The amount agencies receive on the need for affordable housing for community members the agencies serve.

Website: EFSP

Affordable Housing for Single Mothers

Housing and Community Facilities Programs (HCFP)

These programs serve the housing options for people with low income in rural areas. Due to the rural regions’ economic deprivation, many don’t have enough options for people who can’t afford the cost of living. The funding from these programs funds single housing assistance for single mothers, apartments, nursing homes, and many other housing options.

Eligibility Requirements

These programs are only for non-profits, Indian tribes, and agencies that fall under the state and federal government. Any agency interested in funding for affordable housing in rural areas must apply with the USDA.

Website: USDA

Family Unification Program

The Family Unification Program provides Housing Choice Vouchers to Public Housing Agencies (PHA). These housing vouchers make it possible for people with a low income to secure apartments or houses to live in a safe location. Most people don’t have to pay for the housing, while others only have to pay a small amount. The amount the voucher covers depends on the person’s financial need.

Eligibility Requirements

Families that do not have a home are the priority. Youth need to be younger than 21 years old but older than 18. Each PHA has limitations on incomes for receiving the housing voucher, so check with your local PHA.

Website: HUD.GOV

CoAbode Single Mothers House Sharing

This program helps single mothers find stable housing, get help with caring for their children, and receive the emotional support they need. Each mother must find another single mother to live with, and they split the rent. All household duties are shared, which can significantly relieve some single mothers. The program helps single mothers find other mothers to work the schedule.

Eligibility Requirements

Single mothers struggling with safe, affordable housing options and who could stand to live with another person can use the services this program offers.

Website: housing assistance for single mothers

Social Serve

This organization is a 501(c)(3) not-for-profit that helps people find affordable housing. It uses the website socialserve.com to list housing opportunities in each state. It is updated regularly, and there is support staff available each weekday to answer questions.

Eligibility Requirements

There are no eligibility requirements. All housing options are for people who need affordable living.

Website: SocialServe

Habitat for Humanity

Habitat for Humanity wants to help people by providing a safe, affordable place to live. The organization builds and repairs houses for people in need worldwide. Sometimes the organizations receive homes to improve as donations.

Eligibility Requirements

Families that need a house to live in may be eligible to receive the services of Habitat for Humanity. Homes built or rebuilt may come along with a mortgage, so they consider the ability for families to pay that loan. Circumstances matter, so all interested individuals should apply.

Website: HabitatforHumanity

Low Income Housing Assistance for Single Mothers

HUD Public Housing Program

Every state has a Public Housing Agency (PHA), which provides affordable housing to families with a low income, the elderly, and people with disabilities. The housing options are available in different sizes and locations.

Eligibility Requirements

People with a low income are eligible to receive assistance from PHA. Low income is determined by considering annual gross income. It must be at least 80% of the median income for the county. They believe those at 50% of the median income in desperate need. They also consider the family’s size. All individuals must be U.S. citizens and have references that prove they are good tenants.

Website: HUD.GOV housing assistance for single mothers

Housing Choice Voucher Program (Section 8)

The Housing Choice Voucher Program, mostly known as Section 8, gives people a low income to afford safe, decent, sanitary housing. The place a person wants to use the voucher must be part of the program, and there is usually a list of available housing options to choose from.

Eligibility Requirements

Total annual gross income and family size are considered when determining who should receive the voucher. Section 8 must give Seventy-five percent of the vouchers to people who have an income that isn’t more than 30 percent of the community’s median income. Since incomes change every year, the median income that is used for consideration differs year to year.

Website: HUD.GOV

Vision House Transitional Housing for Single Moms

This is a nonprofit 501 (c) (3) organization that provides transitional housing to single mothers and their homeless children. They also provide separate housing to single men recovering from drug and alcohol addiction. 

Eligibility Requirements

The Vision House requires people’s income to be 30% below the area’s median income. They must be homeless as well. The maximum amount of time anyone can living in their transitional housing is two years. If people decide to pursue a four-year degree, they may stay longer.

Website: visionhouse housing assistance for single mothers

Nurturing Network

The Nurturing Network helps women who are faced with an unplanned pregnancy. They provide support during pregnancy and after the baby is born. Services include homes, medical services, legal assistance, counseling, and finding a job. This is a 501(c) 3 non-profit charity organization that operates off the donations they receive from beneficiaries, sponsors, and foundations.

Eligibility Requirements

A woman must be pregnant and need the Nurturing Network’s services. Women must be willing to care for herself and her baby.

Website: TheNorturingNetwork

National Low Income Housing Coalition (NLIHC)

The National Low Income Housing Coalition is an organization that seeks to improve the housing available for low-income people across the United States. The coalition educates and advocates to help community agencies understand the desperate need for safer, decent, affordable housing. They seek to preserve federal housing assistance and expand that assistance as much as possible.

Eligibility Requirements

Since this is an organization that seeks to be the voice for individuals everywhere who can’t afford to house, there are no eligibility requirements.

Website: NationaLowInconeHousingCoalition

Low-income Housing Tax Credits (LIHTC)

The Low-income Housing Tax Credits program helps increase affordable rental housing options for areas. Giving property owners a tax credit if they provide affordable housing has more people wanting to offer their apartment units, townhouses, and houses for a lower rent. With the credit, the property owner lowers his or her tax liability. 

Eligibility Requirements

To be eligible for the tax credits, people need to have a residential rental property. They must commit to the requirements for the low-income occupancy threshold and lower rent and utility charges for their property.  

Website: HUD.GOV

Mercy Housing Assistance for Single Mothers

The Mercy Housing organization is nonprofit and operates in the United States. It strives to help people in poverty find quality housing for a low price. They believe that affordable housing revitalizes neighborhoods by helping more people move into the area to use their money to help communities grow.

Eligibility Requirements

The Mercy Housing communities are limited. Each community has its eligibility requirements for the available apartments they have when people need them. Call the Mercy Housing main number to determine if there are public housing options near you.

Website: MercyHousing

Low Income Housing Institute (LIHC)

The Low Income Housing Institute has communities of low-income housing available across Washington. It develops, owns, and operates them. The institute also has services to help people become self-sufficient, such as job coaching, money management, and more.

Eligibility Requirements

To be able to take advantage of the low-income housing communities, individuals’ income must be below the area’s average income. Those who have recently been evicted from other houses may not be eligible. The Institute will consider criminal history, but sex offenders and those with a history of arson will not. Applications will not be accepted if there has been a criminal record within five years.


Bridge of Hope Housing Assistance for Single Moms

Bridge of Hope strives to not only prevent homelessness for women and children but end it. This organization uses churches to help them. They work to secure permanent housing for women and their children, help them find jobs, and increase their self-esteem through friendships.

Eligibility Requirements

This program is a Christian-based organization. They reach out to churches to find people willing to help homeless women and children. Bridge of Hope gives opportunities for those who want to help and be helped. Women wanting help must be U.S. citizens, and they must be homeless.

Website: BridgeOfHope housing assistance for single mothers

Rental and Housing Assistance for Single Mothers

Salvation Army

The Salvation Army helps communities in many ways. They provide food, disaster relief, rehabilitation, and financial assistance with housing. They use donations, corporate contributions, and the sales they make from their Salvation Army Family Stores.

Eligibility Requirements

Families that need housing, food, or utility payment assistance can benefit from the Salvation Army. The services available and eligibility for those services depend on the community’s needs. You’ll need to contact your local Salvation Army to find out more.

Website: TheSalvationArmy

Catholic Charities Housing Assistance

Catholic Charities provides many services to people with a low income. Many of the services are offered on a sliding scale. Their programs include support for finding affordable housing, providing information on food assistance, and counseling to empower people to find better-paying employment.

Eligibility Requirements

People do not have to be Catholic to take advantage of Catholic Charities’ services. Anyone with a low income can seek the assistance this organization provides.

Website: CatholicCharitiesUSA housing assistance for single mothers

YWCA Assistance and Housing for Single Mothers

The YWCA advocates for women. They do what they need to do to ensure women and girls get what they need to feel as though they are valuable and worthy of the same benefits anyone else receives. They promote peace, justice, freedom, and dignity.

Some of the programs the YWCA offers are:

  • Domestic Violence
  • Violence Against Women
  • Women’s Health Programs
  • Racial Justice
  • Job Training and Empowerment
  • Early Childcare Programs
  • Financial Literacy Programs
  • Military and Veterans Programs
  • YWCA STEM/TechGYRLS Programs
  • Yong Women’s Scholarships

Eligibility Requirements

Eligibility to participate in these programs depends on your needs and the availability of the programs’ services.

Website: YWCA housing assistance for single mothers

Other Housing Assistance for Single Mothers Articles

If you haven’t found exactly what you’re looking for, or are searching for more information on a specific program we’ve mentioned, take a look at some of our other housing articles below:

32 thoughts on “Housing Assistance For Single Mothers”

  1. I am a single mother of 5 children. I am facing eviction from the apartment i currently live in due to non payment of my November rent. I have not been able to work since January 2014 and i had a baby May 2014 with special needs. I need help pls.

    1. Aww that is soo sad , my boyfriend and i are separating and of course all the duties will far onto me once he leaves ( as if they already haven’t ) , i was looking for a roommate, my friends uncle has a nice big 5br house but he said a roommate, so we can pay $500 a piece

  2. Need housings living with family for over a tear now don’t have a permanent job struggling to survived

  3. hi i am looking for a application for my daughter she is a single parent. she just got a new job driving a school bus. the job doesnt pay alot right now but she is looking for help for rent in near future. she has a 6 year old son . could you please point me in the right direction. thank you …. lois adair

  4. hi im a single mother im 22 i have a dauther of 8 years old i need help to get a place to live just for me and my dauther i live with my parents but i think is better for me and her to live by our self i need help please.

  5. My name is Jessica I’m 26 pregnant & have to little girls we are homeless can u please help us

  6. I’m Renee a single mother of 3 kids and I was put out a my house because section 8 didn’t pay rent for 2months because the landlord didn’t fix my front door then my house was broken in to then section 8 treamited me so now we r all living in my moms 2 bedroom house in I can’t find any help for housing plz help……

  7. Princess Shavers

    I am a single mother of a one year old going on two years old. And we both been living from house to house, I been trying to find assistance for a wail now I really need help Finding a stable roof over our heads. All I care about is the safety and worth for my baby so if you can please help me I would very greatful. Thank you

  8. I’m a mother of two beautiful babies that mean everything to me which is why I need help getting out of a domestic relationship and getting on my feet to support my kids. I have no job no car and ok the verge of being homeless. Please help.

  9. Please, I am a Single Mother of two little girLs 5 and 2. I was recently evicted from pur apartment because I lost my job, and I am now struggling each and everyday to find a place for me and my kids to live, and also employment. I am looking for low income housing, a housing voucher, or any assistance that will help. Thank you

  10. hi i am an excepting teen mom with a high risk pregnancy. my mom is a single parent taking care of my little brother and my pregnant self. we are facing eviction from and apartment for the apartment we now live in due to non payment since December 2014. my mom applys for jobs but they all say she’s over qualified and the ones shes qualified for hours dont match her needs because she has to watch over me because i am on bed rest. we are looking for assistants and help please

  11. I’m a single mom I’ve moved from east Palo alto I used to have hud but since I moved from east Palo alto to take care of my parents with Ihss in home care I lost my hud and now I am stuck out here in Modesto not working now because I have a sciatic nerve condition I need help to get a place for me and my son I’m on the waiting list for housing but I want to live back in San Jose can u help me please!!!

  12. I’m a soon to be single mother. My son will be born soon an my family is on the verge of losing our home. I have a decent job but I don’t make enough to afford a place for my son and I to live on our own.

  13. I’m currently in an abusive marriage and without a doubt ready to leave. The only thing is I have two daughters under the age of four and I don’t think it’s fair or good to have them move from place to place. I don’t have any family that would help me out due to past situations. How can get help without all the extra drama?

  14. I am a single mother of two, I was recently laid off from Burger King where I was working for 3 years.I have no problem working because I’m not a lazy person, I just need help for me and my children.Thank you

  15. i am a single mom of a 17 year old girl we just got into a room in a home shared with two other people my rent is high but is covered usually by ssi that i get this month however im 500 short i have had to pay back to people i owe and costs I had in food and clothing for my daughter books ect I want to find a full time job but I need training as well I have cyst spina bifida it limits my ability to work long hours or standing is there anyone that can help me ive tryed gain to they wont because i have ssi I was homeless from running with my daughter away from my abuser we left everything that was 4 months ago we are ok now but i still am having trouble getting on my feet can you help

  16. I’m 17 And A Single Mother Trying To Get Somewhere To Live Before My Baby Gets Here I Really Need Help This Is My First Child And I Wanna Be settled And Ready For When He Comes

  17. I am a single mother of 1child I am facing finanical problem i currently live in due to non payment of my two months rent. I wont able to work . I need help please. I have no family here if you guys help me I will appricate .

  18. Hello my name is Patrice young and I am 21 years old I have a 2year old son and I am current about to have my second son April 27 I really need help finding housing for us I don’t want to be living on the streets with my son I really will like if some one can help me please my phone number is 202-702-5856.

  19. Im a mother of three im 21 years old ive been homeless since march 7 ive spent my last 140 dollars on a hotel room been seeking help since the 7 i need a place please i have no ride to shelter and i will not have no where to go after today help……

  20. Darlunda Pearson

    Looking for help paying the taxes that is on march 26th. If it is not paid by then my family will be on the streets. We do not any family members to help us. We are all alone and would apreciate some help with thi matter.

  21. My name is decker and I have a six month old son and I am n need of a place for me and my child

  22. I need help should place now ,tried gone throw this whould him I will be put him grave and, this man do Cate about never but never gone change keep go on onon

  23. I need help paying my rent for me and my two yr old am a single 26yr old women my little ones a month check do not do it all please can u help us

  24. I need emergency help single mom of a 17 year old and a 5 year old we are homeless my son and i work but no shelter

  25. I am a mother of 4 children… we moved with a family member, but he is evicting us now because he says he doesn’t like children. my children’s ages are 12,10, 2, and a 8 month baby. I have no income at all. I don’t know where to go. please help.

  26. Hi I am a single mom of 5 children ages 8,7,6,3,1 . I work a 30 hour mim wage job my rent is higher then my income. I have low credit rating and I don’t know where to turn for help. In nj I was told they only help u out for 1 year with housing and your time is Up. I used that service already. I currently live in an apartment but the person I was sharing the lease moved out when the lease was up., now I.will be facing eviction.soon, please help! my kids have been.moving from.house to.house for years and I thought we were stable but things have changed.and I just want a stable.safe environment for them. thank youv

  27. I am a single mother of a 3 year old girl. I am currently living with my mother but she is putting me out due to family issues between us. I have nowhere to go. I work but don’t make enough to get us a place. Please help me

  28. Hello my name is Marie I am a sinhle mother of two. I cant pay my rent , i am searching for a new place to stay but no one is helping me beause i have low income. I need help.

  29. Greetings my name is quin,I am looking for a house for me and my 3 kids I have a decent job but my husband has left me .I need a private place to lay my families head .can any body assist me please

  30. I am 28 i have 2 children that are 10 and 11. I have raised them myself there entire life. Never asked for help. I am now struggling to keep my children. I have lost hours at work i have lost our apt. Our furniture i have worked so hard over the years to get. Toys clothes. My kids have been so great about it all. Now we are sleeping on a couch at my sister in laws. She told me we have worn out our welcome. Please i need help with housing.

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